Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
LUXE HABITAT from Tournai, company number BE0553861882, closed financial year 2025 with a result of € -45,990 after tax. For that financial year LUXE HABITAT recorded a gross margin of € 180,463 and equity of € 154,586. Compared with financial year 2024, the result moved from € -70,015 to € -45,990. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 154,586
▼ 23% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -45,990
▲ 34 % less loss than in 2024
Profit after tax over the fiscal year.
€ 97,244
▲ 83% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 113,503.
People and assets in 2025
€ 856
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 573,000
▼ 8% vs 2024
€ 51,000 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 678
▼ 22% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 149,784 | € 163,634 | € 165,775 | € 180,463 | ▲ 9% |
| Profit after taxes | € -61,440 | € -69,163 | € -70,015 | € -45,990 | ▲ € 24,025 |
| Equity | € 339,753 | € 270,572 | € 200,576 | € 154,586 | ▼ 23% |
| Total debts | € 3,501,523 | € 3,386,352 | € 3,278,206 | € 3,185,904 | ▼ 3% |
| Cash | € 51,997 | € 48,006 | € 53,128 | € 97,244 | ▲ 83% |
| Land & buildings | € 3,773,386 | € 3,594,680 | € 3,415,975 | € 3,237,269 | ▼ 5% |
| Retained profit | € 298,670 | € 229,489 | € 159,493 | € 113,503 | ▼ 29% |
| Bank debt | € 726,000 | € 675,000 | € 624,000 | € 573,000 | ▼ 8% |
| Balance sheet total | € 3,933,437 | € 3,745,515 | € 3,563,802 | € 3,421,940 | ▼ 4% |
Key figures of LUXE HABITAT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LUXE HABITAT?
What happened at LUXE HABITAT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 45,990. filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Mouscron. KBO
In short
From € 61,440 loss in 2022 to € 45,990 loss in 2025.
Paid € 2 in corporate taxes since 2022.
Management
Behind LUXE HABITAT are MADISON RAMAUT and MICHEL RAMAUT. MICHEL RAMAUT is also behind @ HOME.
Directors
According to the 2025 annual accounts
MADISON RAMAUT
Director
Establishments
Establishment units
Physical locations of this company
Rue du Reposoir(MSA) 12 box C
7542 Tournai
Jules Vantieghemstraat(D) 51
7711 Mouscron
Active since 13 June 2014
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0553.861.882
- VAT number
- BE 0553.861.882
- Registered office
- Rue du Reposoir(MSA) 12 bus C, 7542 Tournai
- Names & denominations
- LUXE HABITAT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 June 2014
- Peppol
- Active · Active since 1 Dec 2025