Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BERNIC from Anderlecht, company number BE0552584848, closed financial year 2025 with a result of € 378,301 after tax. For that financial year BERNIC recorded a gross margin of € 1.5 million and equity of € 3.3 million. Compared with financial year 2024, the result moved from € 331,138 to € 378,301. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 28, 2026.
€ 3.3 million
▲ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 378,301
▲ 14% vs 2024
Profit after tax over the fiscal year.
€ 93,540
▼ 49% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 2.6 million.
Debts at end 2025
€ 8.2 million
▼ 12% vs 2024
€ 1.1 million is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 73
▼ 97% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 53,782
▲ 28% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,228,785 | € 1,226,500 | € 1,475,408 | € 1,475,585 | |
| Profit after taxes | € 289,625 | € 125,376 | € 331,138 | € 378,301 | ▲ 14% |
| Equity | € 2,447,870 | € 2,573,246 | € 2,904,384 | € 3,282,685 | ▲ 13% |
| Total debts | € 14,687,332 | € 13,413,970 | € 12,491,043 | € 11,383,769 | ▼ 9% |
| Cash | € 559,849 | € 43,964 | € 184,663 | € 93,540 | ▼ 49% |
| Land & buildings | € 53,053 | € 32,374 | € 11,695 | - | |
| Retained profit | € 1,746,155 | € 1,871,531 | € 2,202,669 | € 2,580,970 | ▲ 17% |
| Bank debt | € 11,671,429 | € 10,443,402 | € 9,344,097 | € 8,244,791 | ▼ 12% |
| Balance sheet total | € 17,135,202 | € 15,987,216 | € 15,395,427 | € 14,666,454 | ▼ 5% |
Key figures of BERNIC, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BERNIC?
What happened at BERNIC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 378,301 (▲ 14% vs 2024). Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 289,625 profit in 2022 to € 378,301 profit in 2025.
Paid € 381,566 in corporate taxes since 2022.
Best year ever: 2025, with € 378,301 profit.
Management
The stake of Sweet Home Standing comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BERNICBehind BERNIC are Stephanie Deryckere, Nicole Van Den Hende, Sophie Deryckere and Bernard Dryckere. The shares are held by Sweet Home Standing (100%).
Directors
According to the 2025 annual accounts
Stephanie Deryckere
Director
Nicole Van Den Hende
Managing director
Also active at: Sweet Home Standing, HOME LES ETOILES, BELLU, ENDEPOEL, DE BLEUK, RÉSIDENCE DU PARC ASTRID, GROFEM
Sophie Deryckere
Director
Bernard Dryckere
Managing director
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Neerpedestraat 288
1070 Anderlecht
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0552.584.848
- VAT number
- BE 0552.584.848
- Registered office
- Neerpedestraat 288, 1070 Anderlecht
- Names & denominations
- BERNIC
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 12 May 2014
- Peppol
- Active · Active since 8 Dec 2025