Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ZEM from Oud-Heverlee, company number BE0550918725, closed financial year 2025 with a result of € -17,591 after tax. For that financial year ZEM recorded a gross margin of € -8,733 and equity of € -17,752. Compared with financial year 2024, the result moved from € -11,511 to € -17,591. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.
€ -17,752
▼ € 17,591 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -17,591
▼ 53 % more loss than in 2024
Profit after tax over the fiscal year.
€ 1,108
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -23,952.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 18,009
▼ 28% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 188
▲ 47% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -16,485 | € -12,468 | € -2,707 | € -8,733 | ▼ € 6,026 |
| Profit after taxes | € -22,315 | € -22,990 | € -11,511 | € -17,591 | ▼ € 6,079 |
| Equity | € 34,340 | € 11,350 | € -161 | € -17,752 | ▼ € 17,591 |
| Total debts | € 31,460 | € 32,469 | € 34,664 | € 37,810 | ▲ 9% |
| Cash | € 1,167 | € 184 | - | € 1,108 | |
| Retained profit | € 28,140 | € 5,150 | € -6,361 | € -23,952 | ▼ € 17,591 |
| Bank debt | € 21,667 | € 11,667 | € 2,818 | € 0 | ▼ 100% |
| Balance sheet total | € 65,800 | € 43,819 | € 34,503 | € 20,058 | ▼ 42% |
Key figures of ZEM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ZEM?
What happened at ZEM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 17,591. Source: NBB ↗
- New establishment in Oud-Heverlee. KBO
- Start of the company according to the CBE. KBO
In short
From € 22,315 loss in 2022 to € 17,591 loss in 2025.
Management
Behind ZEM is TOM PONSAERTS. TOM PONSAERTS is also behind QUID ?, EXIT, Edcato and Pitou.
Establishments
Establishment units
Physical locations of this company
Vaalbeekstraat 57
3050 Oud-Heverlee
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0550.918.725
- VAT number
- BE 0550.918.725
- Registered office
- Vaalbeekstraat 57, 3050 Oud-Heverlee
- Names & denominations
- ZEM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 April 2014
- Peppol
- Active · Active since 27 Feb 2026
- Activities · NACE
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