Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 61 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CAULIER-ASSUR from Jurbise, company number BE0547718913, closed financial year 2025 with a result of € 18,768 after tax. For that financial year CAULIER-ASSUR recorded a gross margin of € 117,959 and equity of € -45,706. Compared with financial year 2024, the result moved from € 77,356 to € 18,768. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -45,706
▲ € 18,768 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 18,768
▼ 76% vs 2024
Profit after tax over the fiscal year.
€ 20,996
▲ € 19,037 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -62,239.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 67,116
▼ 7% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 23,080
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 202,965
▲ 70% vs 2024
€ 17,040 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
€ 25,320
▲ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 33,636
▼ 6% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 75,758 | € 122,578 | € 179,355 | € 117,959 | ▼ 34% |
| Profit after taxes | € 15,502 | € 49,478 | € 77,356 | € 18,768 | ▼ 76% |
| Equity | € 195,596 | € 245,074 | € -64,474 | € -45,706 | ▲ € 18,768 |
| Total debts | € 124,739 | € 186,464 | € 393,512 | € 370,718 | ▼ 6% |
| Cash | € 74,362 | € 13,642 | € 1,960 | € 20,996 | ▲ € 19,037 |
| Land & buildings | € 2,325 | € 2,254 | € 2,183 | € 2,113 | ▼ 3% |
| Retained profit | € 179,063 | € 228,541 | € -81,007 | € -62,239 | ▲ € 18,768 |
| Bank debt | € 98,270 | € 129,820 | € 119,651 | € 202,965 | ▲ 70% |
| Balance sheet total | € 320,336 | € 431,539 | € 329,039 | € 325,012 | ▼ 1% |
Key figures of CAULIER-ASSUR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CAULIER-ASSUR?
What happened at CAULIER-ASSUR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 18,768 (▼ 76% vs 2024). filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Jurbise. KBO
In short
From € 15,502 profit in 2022 to € 18,768 profit in 2025.
Paid € 43,906 in corporate taxes since 2022.
Best year ever: 2024, with € 77,356 profit.
Management
Behind CAULIER-ASSUR is Benoit CAULIER. Benoit CAULIER is also behind CAULIER - IMMO.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Route d'Ath(J) 323
7050 Jurbise
Route d'Ath(J) 317
7050 Jurbise
Active since 1 March 2014
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0547.718.913
- VAT number
- BE 0547.718.913
- Registered office
- Route d'Ath(J) 323, 7050 Jurbise
- Names & denominations
- CAULIER-ASSUR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 March 2014
- Peppol
- Active · Active since 17 Dec 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars