Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SNG CARS from Schaarbeek, company number BE0546593317, closed financial year 2025 with a result of € 3,388 after tax. For that financial year SNG CARS recorded a gross margin of € 38,430 and equity of € 105,778. Compared with financial year 2024, the result moved from € 4,338 to € 3,388. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 10, 2026.
€ 105,778
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,388
▼ 22% vs 2024
Profit after tax over the fiscal year.
€ 13,184
▼ 9% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 87,178.
People and assets in 2025
0.4
Average over the fiscal year, from the social balance sheet.
€ 14,431
▲ 195% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 546
▼ 86% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 53,059
▼ 6% vs 2024
Loans from banks and other lenders, long and short.
€ 45,332
▲ 33% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 27,626
▲ 63% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 49,148 | € 27,513 | € 35,455 | € 38,430 | ▲ 8% |
| Profit after taxes | € -301 | € -9,680 | € 4,338 | € 3,388 | ▼ 22% |
| Equity | € 107,731 | € 98,051 | € 102,389 | € 105,778 | ▲ 3% |
| Total debts | € 750,821 | € 515,327 | € 430,749 | € 370,622 | ▼ 14% |
| Cash | € 16,348 | € 4,298 | € 14,429 | € 13,184 | ▼ 9% |
| Retained profit | € 89,131 | € 79,451 | € 83,789 | € 87,178 | ▲ 4% |
| Bank debt | € 71,417 | € 66,197 | € 56,621 | € 53,059 | ▼ 6% |
| Balance sheet total | € 858,552 | € 613,378 | € 533,138 | € 476,399 | ▼ 11% |
| Employees (FTE) | 1 | - | - | 0.4 |
Key figures of SNG CARS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SNG CARS?
What happened at SNG CARS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 3,388 (▼ 22% vs 2024). filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Vilvoorde. KBO
- Ismaïl MALKOC became a director. NBB
In short
From € 301 loss in 2022 to € 3,388 profit in 2025.
Paid € 4,444 in corporate taxes since 2022.
Best year ever: 2024, with € 4,338 profit.
On average € 49,100 of value added per employee in 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SNG CARS is Ismaïl MALKOC. Ismaïl MALKOC is also behind INVEST IM.
Directors
According to the 2025 annual accounts
since 2004
Establishments
Establishment units
Physical locations of this company
Vooruitgangstraat 223
1030 Schaarbeek
Schaarbeeklei 625
1800 Vilvoorde
Active since 12 February 2014
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0546.593.317
- VAT number
- BE 0546.593.317
- Registered office
- Vooruitgangstraat 223, 1030 Schaarbeek
- Names & denominations
- SNG CARS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 February 2014
- Peppol
- Active · Active since 29 Sept 2025
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Carrosserieherstelling (inclusief spuiten en verven)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Carrosserieherstelling
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)