Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Figures corrected NBB
Corrected annual account filed for 2022.
Financials
Financial year 2025
L-J Advice from Nazareth-De Pinte, company number BE0543909484, closed financial year 2025 with a result of € 19,409 after tax. For that financial year L-J Advice recorded a gross margin of € 29,382 and equity of € 156,660. Compared with financial year 2024, the result moved from € -1,426 to € 19,409. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 18, 2026.
€ 156,660
▲ 14% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 19,409
▲ still € 1,427 loss in 2024
Profit after tax over the fiscal year.
€ 1,979
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 155,660.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 154
▼ 95% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 62,548
▲ 12% vs 2024
€ 22,418 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 7,609
▼ 62% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 10,736
▼ 42% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 8,020 | € 19,124 | € 15,630 | € 29,382 | ▲ 88% |
| Profit after taxes | € -7,654 | € 489 | € -1,426 | € 19,409 | ▲ € 20,835 |
| Equity | € 138,189 | € 138,678 | € 137,251 | € 156,660 | ▲ 14% |
| Total debts | € 64,213 | € 110,942 | € 108,973 | € 93,503 | ▼ 14% |
| Cash | € 3,738 | € 3,418 | € 0 | € 1,979 | |
| Retained profit | € 137,189 | € 137,678 | € 136,251 | € 155,660 | ▲ 14% |
| Bank debt | € 35,876 | € 76,483 | € 56,007 | € 62,548 | ▲ 12% |
| Balance sheet total | € 202,402 | € 249,620 | € 246,224 | € 250,162 | ▲ 2% |
Key figures of L-J Advice, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to L-J Advice?
What happened at L-J Advice in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 19,409. Source: NBB ↗
- New establishment in Nazareth-De Pinte. KBO
- Hans De Clercq became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 7,654 loss in 2022 to € 19,409 profit in 2025.
Paid € 16,855 in corporate taxes since 2022.
Best year ever: 2025, with € 19,409 profit.
Management
Behind L-J Advice is Hans De Clercq. It owns 13.3% of HST Insurance itself.
Directors
According to the 2025 annual accounts
since 2013
Establishments
Establishment units
Physical locations of this company
Stropstraat 5
9810 Nazareth-De Pinte
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0543.909.484
- VAT number
- BE 0543.909.484
- Registered office
- Stropstraat 5, 9810 Nazareth-De Pinte
- Names & denominations
- L-J Advice
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 December 2013
- Peppol
- Active · Active since 18 Nov 2025
- Activities · NACE
Activiteiten van holdings
Holdings