Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 2 fiscal years.
-
Two loss years in a row NBB
Negative result in 2021 and 2022.
-
Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2022; threshold 65 %.
-
Late annual account NBB
Fiscal year 2022 was filed 293 days after the legal deadline.
-
Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2022
Sapphire Capital from Schilde, company number BE0543736567, closed financial year 2022 with a result of € -15,022 after tax. For that financial year Sapphire Capital recorded a gross margin of € -13,314 and equity of € -60,783. Compared with financial year 2021, the result moved from € -43,432 to € -15,022. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 24, 2024.
€ -60,783
▼ € 15,022 vs 2021
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -15,022
▲ 65 % less loss than in 2021
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -179,383.
People and assets in 2022
€ 1,000
▼ 17% vs 2021
Book value of vehicles, furniture and equipment.
Debts at end 2022
€ 178,085
▲ 2% vs 2021
Loans from banks and other lenders, long and short.
€ 1,866
▼ 38% vs 2021
Supplier invoices still open on the last day of the fiscal year.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2021 | 2022 | Change 2021 → 2022 | |
|---|---|---|---|
| Gross margin | € -39,256 | € -13,314 | ▲ € 25,942 |
| Profit after taxes | € -43,432 | € -15,022 | ▲ € 28,410 |
| Equity | € -45,762 | € -60,783 | ▼ € 15,022 |
| Total debts | € 302,176 | € 329,588 | ▲ 9% |
| Cash | € 836 | - | |
| Land & buildings | € 4,173 | € 3,246 | ▼ 22% |
| Retained profit | € -164,362 | € -179,383 | ▼ € 15,022 |
| Bank debt | € 175,000 | € 178,085 | ▲ 2% |
| Balance sheet total | € 256,414 | € 268,804 | ▲ 5% |
Key figures of Sapphire Capital, fiscal years 2021 to 2022, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2023 has not been filed yet; it was expected before 31 July 2024.
What happened to Sapphire Capital?
What happened at Sapphire Capital in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
Sapphire Capital is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2021: loss of € 43,432. filed late Source: NBB ↗
- New establishment in Schilde. KBO
- Giovanni De Laet became a director. NBB
- Carmen Coopmans became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 43,432 loss in 2021 to € 15,022 loss in 2022.
A new publication or filing at Sapphire Capital? We notify you, reason included.
Follow Sapphire CapitalDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Sapphire Capital are Giovanni De Laet and Carmen Coopmans. It owns 50% of Human Capital Group itself.
Directors
According to the 2022 annual accounts
since 2014
Carmen Coopmans
Director
since 2014
Establishments
Establishment units
Physical locations of this company
Berkenlaan 12
2970 Schilde
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0543.736.567
- VAT number
- BE 0543.736.567
- Registered office
- Berkenlaan 12, 2970 Schilde
- Names & denominations
- Sapphire Capital · GDL Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opening faillissement
- Start date
- 2 January 2014
- Peppol
- Active · Active since 19 Jun 2026
- Activities · NACE
Activiteiten van holdings
Holdings