Financials
Financial year 2025
DE VERZEKERINGSADVISEURS from Edegem, company number BE0543710932, closed financial year 2025 with a result of € -95,766 after tax. For that financial year DE VERZEKERINGSADVISEURS recorded a gross margin of € 472,958 and equity of € 405,753. Compared with financial year 2024, the result moved from € 52,790 to € -95,766. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 405,753
▼ 19% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -95,766
▼ still € 52,790 profit in 2024
Profit after tax over the fiscal year.
€ 111,143
▼ 49% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -5,662.
People and assets in 2025
5.7
▲ 2.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 456,863
▲ 41% vs 2024
€ 80,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 9,721
▼ 29% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1,481
▼ 70% vs 2024
Loans from banks and other lenders, long and short.
€ 50,644
▲ € 45,976 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 88,688
▲ 17% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 468,340 | € 468,751 | € 531,861 | € 472,958 | ▼ 11% |
| Profit after taxes | € -27,315 | € -4,238 | € 52,790 | € -95,766 | ▼ € 148,556 |
| Equity | € 562,967 | € 448,730 | € 501,519 | € 405,753 | ▼ 19% |
| Total debts | € 136,530 | € 201,951 | € 85,519 | € 141,463 | ▲ 65% |
| Cash | € 172,995 | € 229,580 | € 217,203 | € 111,143 | ▼ 49% |
| Land & buildings | € 5,309 | € 4,612 | - | - | |
| Retained profit | € 151,552 | € 37,315 | € 90,104 | € -5,662 | ▼ € 95,766 |
| Dividend | € 0 | € 110,000 | € 0 | € 0 | |
| Bank debt | € 42,557 | € 8,392 | € 4,978 | € 1,481 | ▼ 70% |
| Balance sheet total | € 699,497 | € 650,681 | € 587,038 | € 547,216 | ▼ 7% |
| Employees (FTE) | 4 | 3.5 | 3.6 | 5.7 | ▲ 2.1 |
Key figures of DE VERZEKERINGSADVISEURS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DE VERZEKERINGSADVISEURS?
What happened at DE VERZEKERINGSADVISEURS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 95,766 (▼ € 148,556 vs 2024). Source: NBB ↗
- New establishment in Hove. KBO
- New establishment in Antwerpen. KBO
- New establishment in Edegem. KBO
- Start of the company according to the CBE. KBO
In short
From € 27,315 loss in 2022 to € 95,766 loss in 2025.
Paid € 144,323 in corporate taxes since 2022.
Best year ever: 2024, with € 52,790 profit.
On average € 83,000 of value added per employee in 2025.
A new publication or filing at DE VERZEKERINGSADVISEURS? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of PéVéDéM, Fly & Dream with Passion and a Smile comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
DE VERZEKERINGSADVISEURSBehind DE VERZEKERINGSADVISEURS are Fly & Dream with Passion and a Smile BV, Dirk Vos and PéVéDéM BV. The shares are held by PéVéDéM (40.5%) and Fly & Dream with Passion and a Smile (33.5%).
Directors
According to the 2025 annual accounts
Fly & Dream with Passion and a Smile BV
Director · represented by Femke Declercq
Dirk Vos
Director
Director · represented by Peter Van de Merlen
Shareholders
40.5%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Hovestraat 35
2650 Edegem
Prins Boudewijnlaan 119
2610 Antwerpen
Active since 1 January 2018
Kapelstraat 22
2540 Hove
Active since 1 December 2025
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0543.710.932
- VAT number
- BE 0543.710.932
- Registered office
- Hovestraat 35, 2650 Edegem
- Names & denominations
- DE VERZEKERINGSADVISEURS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 December 2013
- Peppol
- Active · Active since 25 Sept 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Activiteiten van holdings
Holdings