What is the address of Professional Financial Management?

The registered office of Professional Financial Management is located at Meersstraat 38, 9830 Sint-Martens-Latem.

Is Professional Financial Management still active?

Yes. According to the CBE (30 October 2026) Professional Financial Management is active, legal situation “Normale toestand”, started on 20 December 2013.

Is Professional Financial Management registered on Peppol?

Yes, Professional Financial Management is registered on the Peppol network with ID 0208:0543637092.

What is the enterprise number of Professional Financial Management?

The enterprise number of Professional Financial Management is BE0543637092.

When was Professional Financial Management founded?

Professional Financial Management was founded on 20 December 2013.

Who are the directors of Professional Financial Management?

According to the 2025 annual accounts, the directors of Professional Financial Management are: Frederik Pennoit.

Is Professional Financial Management a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 20 December 2013; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did Professional Financial Management make in 2025?

Professional Financial Management posted a profit after taxes of € 46,587 in financial year 2025.

What is the revenue of Professional Financial Management?

As a small company, Professional Financial Management is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 241,232.

Professional Financial Management (Private Limited)

Q: What does Professional Financial Management do?

Professional Financial Management is registered with the CBE as active in: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies. Private Limited, started on 20 December 2013, 1 establishment.

Dossier Professional Financial Management, printed on 30 October 2026 from databakkes.be/en/0543637092/professional-financial-management. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 35 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

Professional Financial Management from Sint-Martens-Latem, company number BE0543637092, closed financial year 2025 with a result of € 46,587 after tax. For that financial year Professional Financial Management recorded a gross margin of € 241,232 and equity of € 1.5 million. Compared with financial year 2024, the result moved from € 129,378 to € 46,587. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 14, 2026.

What it is worth Growing

€ 1.5 million

▲ 3% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 46,587

▼ 64% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 119,236

▲ 3% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 1.2 million.

People and assets in 2025

Wage cost

€ 88,581

▲ 258% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 143,282

▲ 17% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 22 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 1.1 million

▼ 5% vs 2024

€ 49,387 is repaid this year. At this pace the long-term loan is gone in ≈ 22 years.

Owed to suppliers

€ 13,479

▼ 70% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 18,598

▼ 52% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 391,192 Gross margin 2022: € 391,192 First fiscal year in the series	€ 308,310 Gross margin 2023: € 308,310 ▼ 21% vs 2022 (€ 391,192) Unfavourable step	€ 342,318 Gross margin 2024: € 342,318 ▲ 11% vs 2023 (€ 308,310) Favourable step	€ 241,232 Gross margin 2025: € 241,232 ▼ 30% vs 2024 (€ 342,318) Unfavourable step	▼ 30%
Profit after taxes	€ 206,919 Profit after taxes 2022: € 206,919 First fiscal year in the series	€ 148,356 Profit after taxes 2023: € 148,356 ▼ 28% vs 2022 (€ 206,919) Unfavourable step	€ 129,378 Profit after taxes 2024: € 129,378 ▼ 13% vs 2023 (€ 148,356) Unfavourable step	€ 46,587 Profit after taxes 2025: € 46,587 ▼ 64% vs 2024 (€ 129,378) Unfavourable step	▼ 64%
Equity	€ 1,221,812 Equity 2022: € 1,221,812 First fiscal year in the series	€ 1,370,167 Equity 2023: € 1,370,167 ▲ 12% vs 2022 (€ 1,221,812) Favourable step	€ 1,499,545 Equity 2024: € 1,499,545 ▲ 9% vs 2023 (€ 1,370,167) Favourable step	€ 1,546,133 Equity 2025: € 1,546,133 ▲ 3% vs 2024 (€ 1,499,545) Favourable step	▲ 3%
Total debts	€ 1,727,939 Total debts 2022: € 1,727,939 First fiscal year in the series	€ 1,623,943 Total debts 2023: € 1,623,943 ▼ 6% vs 2022 (€ 1,727,939) Favourable step	€ 1,627,648 Total debts 2024: € 1,627,648 Unchanged (€ 1,623,943) Unfavourable step	€ 1,523,372 Total debts 2025: € 1,523,372 ▼ 6% vs 2024 (€ 1,627,648) Favourable step	▼ 6%
Cash	€ 218,346 Cash 2022: € 218,346 First fiscal year in the series	€ 90,775 Cash 2023: € 90,775 ▼ 58% vs 2022 (€ 218,346) Unfavourable step	€ 116,121 Cash 2024: € 116,121 ▲ 28% vs 2023 (€ 90,775) Favourable step	€ 119,236 Cash 2025: € 119,236 ▲ 3% vs 2024 (€ 116,121) Favourable step	▲ 3%
Land & buildings	€ 2,714,601 Land & buildings 2022: € 2,714,601 First fiscal year in the series	€ 2,732,770 Land & buildings 2023: € 2,732,770 ▲ 1% vs 2022 (€ 2,714,601) Unchanged	€ 2,720,170 Land & buildings 2024: € 2,720,170 Unchanged (€ 2,732,770) Unchanged	€ 2,741,933 Land & buildings 2025: € 2,741,933 ▲ 1% vs 2024 (€ 2,720,170) Unchanged	▲ 1%
Retained profit	€ 853,212 Retained profit 2022: € 853,212 First fiscal year in the series	€ 1,001,567 Retained profit 2023: € 1,001,567 ▲ 17% vs 2022 (€ 853,212) Favourable step	€ 1,130,945 Retained profit 2024: € 1,130,945 ▲ 13% vs 2023 (€ 1,001,567) Favourable step	€ 1,177,533 Retained profit 2025: € 1,177,533 ▲ 4% vs 2024 (€ 1,130,945) Favourable step	▲ 4%
Bank debt	€ 1,242,302 Bank debt 2022: € 1,242,302 First fiscal year in the series	€ 1,194,113 Bank debt 2023: € 1,194,113 ▼ 4% vs 2022 (€ 1,242,302) Favourable step	€ 1,149,687 Bank debt 2024: € 1,149,687 ▼ 4% vs 2023 (€ 1,194,113) Favourable step	€ 1,096,400 Bank debt 2025: € 1,096,400 ▼ 5% vs 2024 (€ 1,149,687) Favourable step	▼ 5%
Balance sheet total	€ 2,949,750 Balance sheet total 2022: € 2,949,750 First fiscal year in the series	€ 2,994,110 Balance sheet total 2023: € 2,994,110 ▲ 2% vs 2022 (€ 2,949,750) Unchanged	€ 3,127,193 Balance sheet total 2024: € 3,127,193 ▲ 4% vs 2023 (€ 2,994,110) Unchanged	€ 3,069,504 Balance sheet total 2025: € 3,069,504 ▼ 2% vs 2024 (€ 3,127,193) Unchanged	▼ 2%

Key figures of Professional Financial Management, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Professional Financial Management?

What happened at Professional Financial Management in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Oct 14, 2026 New annual accounts for financial year 2025: profit of € 46,587 (▼ 64% vs 2024). filed late Source: NBB ↗
2022 Frederik Pennoit became a director. NBB
Jan 1, 2014 New establishment in Sint-Martens-Latem. KBO
Dec 20, 2013 Start of the company according to the CBE. KBO

In short

From € 206,919 profit in 2022 to € 46,587 profit in 2025.

Paid € 170,698 in corporate taxes since 2022.

Best year ever: 2022, with € 206,919 profit.

Original PDFs at the National Bank ↗

Management

Frederik Pennoit

Professional Financial Management

Behind Professional Financial Management is Frederik Pennoit.

Directors

According to the 2025 annual accounts

Frederik Pennoit

Director

since 2022

Establishments

Establishment units

Physical locations of this company

Registered office

Meersstraat 38

9830 Sint-Martens-Latem

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0543.637.092

VAT number

BE 0543.637.092

Registered office

Meersstraat 38, 9830 Sint-Martens-Latem

Names & denominations

Professional Financial Management · PFM

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

20 December 2013

Peppol

Active · Active since 17 Oct 2025

Contact

09/272.70.88

Activities · NACE

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

Activiteiten van holdings

Overige recreatie- en ontspanningsactiviteiten, neg

Exploitatie van sportaccommodaties

Overige zakelijke dienstverlening, neg

Holdings

View on CBE Public ↗ Annual accounts (NBB) ↗