Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FORTUNA FINANCIAL PATRIMONIUM from Schilde, company number BE0542954827, closed financial year 2025 with a result of € 738,538 after tax. For that financial year FORTUNA FINANCIAL PATRIMONIUM recorded a gross margin of € 1.4 million and equity of € 3.4 million. Compared with financial year 2024, the result moved from € 604,768 to € 738,538. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ 3.4 million
▼ 39% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 738,538
▲ 22% vs 2024
Profit after tax over the fiscal year.
€ 13,723
▼ 38% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 2.9 million paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
3.8
Average over the fiscal year, from the social balance sheet.
€ 195,350
▼ 2% vs 2024
€ 51,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 190,618
▼ 31% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1,827
▼ 17% vs 2024
Loans from banks and other lenders, long and short.
€ 4,329
▼ 94% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 95,793
▼ 9% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,965,903 | € 1,448,158 | € 1,238,297 | € 1,441,290 | ▲ 16% |
| Profit after taxes | € 1,164,234 | € 827,331 | € 604,768 | € 738,538 | ▲ 22% |
| Equity | € 5,451,538 | € 5,852,133 | € 5,503,712 | € 3,354,331 | ▼ 39% |
| Total debts | € 328,559 | € 385,012 | € 422,106 | € 1,631,341 | ▲ 286% |
| Cash | € 1,848,758 | € 127,721 | € 22,059 | € 13,723 | ▼ 38% |
| Land & buildings | € 2,387,647 | € 2,262,376 | € 2,137,104 | € 2,029,358 | ▼ 5% |
| Retained profit | € 5,432,938 | € 5,833,533 | € 5,485,112 | € 3,335,731 | ▼ 39% |
| Dividend | € 0 | € 426,736 | € 953,188 | € 2,887,919 | ▲ 203% |
| Bank debt | € 0 | € 0 | € 2,193 | € 1,827 | ▼ 17% |
| Balance sheet total | € 5,780,097 | € 6,237,145 | € 5,925,818 | € 4,985,671 | ▼ 16% |
| Employees (FTE) | 2.7 | 3.3 | 3.8 | 3.8 |
Key figures of FORTUNA FINANCIAL PATRIMONIUM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FORTUNA FINANCIAL PATRIMONIUM?
What happened at FORTUNA FINANCIAL PATRIMONIUM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 738,538 (▲ 22% vs 2024). Source: NBB ↗
- Merel Peeraer became a director. NBB
- Lien Peeters became a director. NBB
- Frank Peeraer became a director. NBB
- Amber Peeraer became a director. NBB
- New establishment in Schilde. KBO
- Start of the company according to the CBE. KBO
In short
From € 1.2 million profit in 2022 to € 738,538 profit in 2025.
Paid € 1.5 million in corporate taxes since 2022.
Best year ever: 2022, with € 1.2 million profit.
On average € 379,300 of value added per employee in 2025.
A new publication or filing at FORTUNA FINANCIAL PATRIMONIUM? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FORTUNA FINANCIAL PATRIMONIUM are Amber Peeraer, Merel Peeraer, Frank Peeraer and Lien Peeters. Frank Peeraer is also behind FORTUNA FINANCIAL GROUP. Lien Peeters is also behind FORTUNA FINANCIAL GROUP.
Directors
According to the 2025 annual accounts
Amber Peeraer
Director
since 2018
Merel Peeraer
Director
since 2022
since 2018
since 2019
Establishments
Establishment units
Physical locations of this company
Prins Boudewijnlaan 69
2970 Schilde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
HETZNER-AS, DE
DNS
TransIP DNS
Domain
Domain
fortunafinancialplanning.com
Registered
2003-07-01
Registrar
Key-Systems GmbH
Expires
2026-07-01
Website info
Features
Security
Details
- Company number
- 0542.954.827
- VAT number
- BE 0542.954.827
- Registered office
- Prins Boudewijnlaan 69, 2970 Schilde
- Names & denominations
- FORTUNA FINANCIAL PATRIMONIUM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 December 2013
- Peppol
- Active · Active since 12 May 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars