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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
B3F from Waterloo, company number BE0542861785, closed financial year 2025 with a result of € 313,697 after tax. For that financial year B3F recorded a gross margin of € 9,360 and equity of € 11.7 million. Compared with financial year 2024, the result moved from € 75,182 to € 313,697. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 22, 2026.
€ 11.7 million
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 313,697
▲ € 238,516 vs 2024
Profit after tax over the fiscal year.
€ 38,328
▼ 30% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.7 million.
People and assets in 2025
€ 137
▼ € 95,660 vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 595
▼ 91% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 723
▼ 98% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -23,879 | € -15,447 | € -22,519 | € 9,360 | ▲ € 31,879 |
| Profit after taxes | € -88,997 | € -41,585 | € 75,182 | € 313,697 | ▲ € 238,516 |
| Equity | € 11,329,997 | € 11,288,412 | € 11,363,593 | € 11,677,291 | ▲ 3% |
| Total debts | € 237,693 | € 253,216 | € 3,211,343 | € 4,166,767 | ▲ 30% |
| Cash | € 2,831,492 | € 218,425 | € 54,759 | € 38,328 | ▼ 30% |
| Retained profit | € 1,312,907 | € 1,271,322 | € 1,346,503 | € 1,660,201 | ▲ 23% |
| Balance sheet total | € 11,567,690 | € 11,541,628 | € 14,574,937 | € 15,844,058 | ▲ 9% |
Key figures of B3F, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to B3F?
What happened at B3F in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 313,697 (▲ € 238,516 vs 2024). filed late Source: NBB ↗
- Capital increase of € 10 million, published in the Gazette. Source: Staatsblad ↗
- New establishment in Waterloo. KBO
- Start of the company according to the CBE. KBO
In short
From € 88,997 loss in 2022 to € 313,697 profit in 2025.
Paid € 686 in corporate taxes since 2022.
Best year ever: 2025, with € 313,697 profit.
Management
Behind B3F are Xavier EPPE, Romain Eppe and Freddy EPPE. Xavier EPPE is also behind B.P.R.E. SA and BELAVENIR. Romain Eppe is also behind B.P.R.E. SA.
Directors
According to the 2025 annual accounts
Freddy EPPE
Director
Establishments
Establishment units
Physical locations of this company
Chaussée de Bruxelles 315D
1410 Waterloo
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0542.861.785
- VAT number
- BE 0542.861.785
- Registered office
- Chaussée de Bruxelles 315D, 1410 Waterloo
- Names & denominations
- B3F
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 December 2013
- Peppol
- Not registered