Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CONCERTO from Silly, company number BE0541571784, closed financial year 2025 with a result of € -411,047 after tax. For that financial year CONCERTO recorded a gross margin of € 580,673 and equity of € 113,415. Compared with financial year 2024, the result moved from € 171,952 to € -411,047. The company made a loss. The buffer shrank hard: equity is 78 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 113,415
▼ 78% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -411,047
▼ still € 171,952 profit in 2024
Profit after tax over the fiscal year.
€ 2,762
▼ 95% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 94,815.
People and assets in 2025
€ 237,842
▼ 14% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 4.6 million
▼ 9% vs 2024
€ 421,963 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 62,094
▲ € 62,005 vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 593,672 | € 591,894 | € 623,674 | € 580,673 | ▼ 7% |
| Profit after taxes | € 190,931 | € 163,348 | € 171,952 | € -411,047 | ▼ € 583,000 |
| Equity | € 189,162 | € 352,510 | € 524,462 | € 113,415 | ▼ 78% |
| Total debts | € 6,822,778 | € 6,464,601 | € 6,279,252 | € 5,786,558 | ▼ 8% |
| Cash | € 92,623 | € 4,202 | € 57,611 | € 2,762 | ▼ 95% |
| Land & buildings | € 6,479,659 | € 6,444,796 | € 6,407,099 | € 5,626,670 | ▼ 12% |
| Retained profit | € 170,562 | € 333,910 | € 505,862 | € 94,815 | ▼ 81% |
| Bank debt | € 5,837,610 | € 5,443,893 | € 5,130,710 | € 4,646,107 | ▼ 9% |
| Balance sheet total | € 7,011,940 | € 6,817,111 | € 6,803,715 | € 5,899,973 | ▼ 13% |
Key figures of CONCERTO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CONCERTO?
What happened at CONCERTO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 411,047 (▼ € 583,000 vs 2024). filed late Source: NBB ↗
- New establishment in Charleroi. KBO
- THELIOS SA became a director. NBB
- SAINTE CAROLE SA became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 190,931 profit in 2022 to € 411,047 loss in 2025.
Paid € 176,453 in corporate taxes since 2022.
Best year ever: 2022, with € 190,931 profit.
Management
Behind CONCERTO are THELIOS SA and SAINTE CAROLE SA. The shares are held by THELIOS S.A. (50%) and SAINTE CAROLE S.A. (50%).
Directors
According to the 2025 annual accounts
since 2013
since 2013
Shareholders
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue Cavée(Bassil) 1
7830 Silly
Rue Wauters Joseph 30-32
6040 Charleroi
Active since 31 October 2013
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0541.571.784
- VAT number
- BE 0541.571.784
- Registered office
- Rue Cavée(Bassil) 1, 7830 Silly
- Names & denominations
- CONCERTO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 October 2013
- Peppol
- Active · Active since 15 Dec 2025