Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 51 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Groep F&S from Heist-op-den-Berg, company number BE0537996147, closed financial year 2025 with a result of € 16,561 after tax. For that financial year Groep F&S recorded a gross margin of € 864,508 and equity of € 204,088. Compared with financial year 2024, the result moved from € 4,288 to € 16,561. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 8, 2026.
€ 204,088
▲ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 16,561
▲ 286% vs 2024
Profit after tax over the fiscal year.
€ 124,565
▲ 58% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 35,488.
People and assets in 2025
€ 641,316
▲ € 612,305 vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 16,033
▲ € 15,580 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 461,310
€ 94,894 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 330,840
▲ € 329,185 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 29,043
▲ 73% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | - | € 40,660 | € 84,067 | € 864,508 | ▲ € 780,441 |
| Profit after taxes | € 0 | € 16,852 | € 4,288 | € 16,561 | ▲ 286% |
| Equity | € 10,187 | € 183,239 | € 187,527 | € 204,088 | ▲ 9% |
| Total debts | € 8,076 | € 4,127 | € 243,415 | € 1,925,915 | ▲ € 1.7 million |
| Cash | - | € 170,710 | € 78,756 | € 124,565 | ▲ 58% |
| Retained profit | € -2,213 | € 14,639 | € 18,927 | € 35,488 | ▲ 87% |
| Bank debt | € 0 | € 0 | € 0 | € 461,310 | |
| Balance sheet total | € 18,263 | € 187,365 | € 430,942 | € 2,130,003 | ▲ € 1.7 million |
Key figures of Groep F&S, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Groep F&S?
What happened at Groep F&S in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 16,561 (▲ 286% vs 2024). Source: NBB ↗
- PVDB Consulting BV became a director. NBB
- New establishment in Heist-op-den-Berg. KBO
- Start of the company according to the CBE. KBO
In short
From € 0 profit in 2022 to € 16,561 profit in 2025.
Paid € 1,809 in corporate taxes since 2022.
Best year ever: 2023, with € 16,852 profit.
Management
The stake of RENOCONSULT, PALMANS CONSULTING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Groep F&SBehind Groep F&S are Robbe Van den Broeck, Phivalmar CommV, Steve Van Den Broeck and PVDB Consulting BV. The shares are held by RENOCONSULT (50%) and PALMANS CONSULTING (26.9%).
Directors
According to the 2025 annual accounts
Robbe Van den Broeck
Director
Director
Also active at: H. Van Rompaey, PALMANS CONSULTING, F & S SERVICES, F&S Invest, F & S PROJECTS
Managing director
Also active at: PALMANS, H. Van Rompaey, VAN CLAPDURP, VERMOBIL, PALMANS CONSULTING, TORFS RENTING, PMV Invest, F & S SERVICES +3 more
since 2023
Shareholders
50%
26.9%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Industriepark 22a
2220 Heist-op-den-Berg
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0537.996.147
- VAT number
- BE 0537.996.147
- Registered office
- Industriepark 22a, 2220 Heist-op-den-Berg
- Names & denominations
- Groep F&S
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 September 2013
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Schrijnwerk
Handelsbemiddeling in de groothandel in hout en bouwmaterialen