Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ZAEM TEX from Willebroek, company number BE0537989615, closed financial year 2025 with a result of € 6,339 after tax. For that financial year ZAEM TEX recorded a gross margin of € 14,521 and equity of € -27,811. Compared with financial year 2024, the result moved from € -28,135 to € 6,339. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 28, 2026.
€ -27,811
▲ € 6,339 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 6,339
▲ still € 28,135 loss in 2024
Profit after tax over the fiscal year.
€ 2,584
▼ 14% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -42,811.
People and assets in 2025
€ 1,308
▼ 49% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 70,071
▲ 50% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,043
▼ 74% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 23,564 | € -25,888 | € 10,420 | € 14,521 | ▲ 39% |
| Profit after taxes | € 7,444 | € -29,359 | € -28,135 | € 6,339 | ▲ € 34,474 |
| Equity | € 23,343 | € -6,016 | € -34,151 | € -27,811 | ▲ € 6,339 |
| Total debts | € 329,326 | € 157,434 | € 128,820 | € 170,920 | ▲ 33% |
| Cash | € 61,348 | € 21,787 | € 3,021 | € 2,584 | ▼ 14% |
| Retained profit | € 8,343 | € -21,016 | € -49,151 | € -42,811 | ▲ € 6,339 |
| Balance sheet total | € 352,669 | € 151,419 | € 94,669 | € 143,109 | ▲ 51% |
Key figures of ZAEM TEX, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ZAEM TEX?
What happened at ZAEM TEX in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 6,339. filed late Source: NBB ↗
- Mahmoud Sarraj became a director. NBB
- New establishment in Willebroek. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,444 profit in 2022 to € 6,339 profit in 2025.
Paid € 8,325 in corporate taxes since 2022.
Best year ever: 2022, with € 7,444 profit.
Management
Behind ZAEM TEX are Ahmad Naji Sarraj, Amine Sarraj and Mahmoud Sarraj.
Directors
According to the 2025 annual accounts
Ahmad Naji Sarraj
Director
Amine Sarraj
Director
Mahmoud Sarraj
Director
since 2025
Establishments
Establishment units
Physical locations of this company
Bedrijvenpark De Veert 13 box 7
2830 Willebroek
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →AED DISTRIBUTION
€ 11.7 million revenue · 2025
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€ 759,545 gross margin · 2025
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€ 570,244 gross margin · 2025
INVICTUS
€ 55,687 gross margin · 2024
INVICTUS CARS
€ 10,537 gross margin · 2025
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0537.989.615
- VAT number
- BE 0537.989.615
- Registered office
- Bedrijvenpark De Veert 13 bus 7, 2830 Willebroek
- Names & denominations
- ZAEM TEX
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 September 2013
- Peppol
- Active · Active since 20 Nov 2020
- Activities · NACE
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Bouw van water- en gasdistributienetten
Groothandel in schoeisel
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)
Detailhandel in kledingaccessoires
Groothandel in kledingaccessoires
Algemene elektrotechnische installatiewerken