Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 58 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
S&J Store from Neupré, company number BE0537798088, closed financial year 2025 with a result of € 853 after tax. For that financial year S&J Store recorded a gross margin of € 480,618 and equity of € 144,621. Compared with financial year 2024, the result moved from € -18,080 to € 853. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 144,621
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 853
▲ still € 18,080 loss in 2024
Profit after tax over the fiscal year.
€ 87,926
▲ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 116,621.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 433,193
▲ 4% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 25,388
▲ 5% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 70,203
▼ 38% vs 2024
€ 36,629 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 338,032
▼ 31% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,814
▲ 38% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 479,848 | € 568,117 | € 445,771 | € 480,618 | ▲ 8% |
| Profit after taxes | € -52,303 | € -57,567 | € -18,080 | € 853 | ▲ € 18,933 |
| Equity | € 219,415 | € 161,848 | € 143,768 | € 144,621 | ▲ 1% |
| Total debts | € 807,308 | € 994,291 | € 657,650 | € 435,842 | ▼ 34% |
| Cash | € 63,736 | € 203,378 | € 83,880 | € 87,926 | ▲ 5% |
| Land & buildings | € 14,125 | € 33,029 | € 28,504 | € 27,555 | ▼ 3% |
| Retained profit | € 191,415 | € 133,848 | € 115,768 | € 116,621 | ▲ 1% |
| Bank debt | € 204,258 | € 163,371 | € 113,987 | € 70,203 | ▼ 38% |
| Balance sheet total | € 1,026,723 | € 1,156,139 | € 801,418 | € 580,463 | ▼ 28% |
Key figures of S&J Store, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to S&J Store?
What happened at S&J Store in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 853. filed late Source: NBB ↗
- New establishment in Andenne. KBO
- New establishment in Ohey. KBO
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 52,303 loss in 2022 to € 853 profit in 2025.
Paid € 22,611 in corporate taxes since 2022.
Best year ever: 2025, with € 853 profit.
Management
Behind S&J Store is Didier Colin. The shares are held by Didier Colin and LME Invest.
Directors
According to the 2025 annual accounts
Didier Colin
Director
Is a shareholder
Also active at: CS MAG, A.N. Invest, SD ESTATE, PK Presse, EURO GOOD TRADE, CL PRESSE, SD STORE, COLINVEST
Shareholders
Didier Colin · director
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Grand Route(PLX) 81 box A
4122 Neupré
Chaussée de Louvain(CG) 999a
5022 Namur
Active since 16 September 2013
Rue de Ciney 121
5350 Ohey
Active since 16 June 2014
Rue Tramaka 23
5300 Andenne
Active since 1 January 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0537.798.088
- VAT number
- BE 0537.798.088
- Registered office
- Grand Route(PLX) 81 bus A, 4122 Neupré
- Names & denominations
- S&J Store
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 August 2013
- Peppol
- Active · Active since 23 Apr 2024
- Activities · NACE
Detailhandel in kranten en andere tijdschriften
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
Detailhandel in kranten en kantoorbehoeften in gespecialiseerde winkels
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.
Overige detailhandel in voedingsmiddelen, neg