Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
INDIVIS from Schaarbeek, company number BE0537329520, closed financial year 2025 with a result of € 7,706 after tax. For that financial year INDIVIS recorded revenue of € 9,735 and equity of € 24,150. Compared with financial year 2024, the result moved from € 539 to € 7,706. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 24,150
▲ 47% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 7,706
▲ € 7,166 vs 2024
Profit after tax over the fiscal year.
€ 1,764
▲ 128% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 5,550.
Debts at end 2025
€ 17,512
▼ 25% vs 2024
€ 6,135 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 1,371
▲ 142% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,394
▲ € 2,569 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 11,506 | € 7,079 | € 2,462 | € 9,735 | ▲ 295% |
| Gross margin | € 15,960 | € 13,005 | € 12,242 | € 18,041 | ▲ 47% |
| Profit after taxes | € 6,709 | € 2,950 | € 539 | € 7,706 | ▲ € 7,166 |
| Equity | € 12,955 | € 15,905 | € 16,445 | € 24,150 | ▲ 47% |
| Total debts | € 145,796 | € 132,543 | € 124,475 | € 112,717 | ▼ 9% |
| Cash | € 699 | € 93 | € 775 | € 1,764 | ▲ 128% |
| Land & buildings | € 150,824 | € 144,944 | € 139,065 | € 133,185 | ▼ 4% |
| Retained profit | € -5,645 | € -2,695 | € -2,155 | € 5,550 | ▲ € 7,705 |
| Bank debt | € 34,440 | € 29,033 | € 23,393 | € 17,512 | ▼ 25% |
| Balance sheet total | € 158,750 | € 148,448 | € 140,920 | € 136,868 | ▼ 3% |
Key figures of INDIVIS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to INDIVIS?
What happened at INDIVIS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 7,706 (▲ € 7,166 vs 2024). filed late Source: NBB ↗
- New establishment in Schaarbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,709 profit in 2022 to € 7,706 profit in 2025.
Paid € 6,158 in corporate taxes since 2022.
Best year ever: 2025, with € 7,706 profit.
A new publication or filing at INDIVIS? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind INDIVIS are Maria Dela Cruz and Willy Mertens.
Directors
According to the 2025 annual accounts
Maria Dela Cruz
Managing director
Willy Mertens
Managing director
Establishments
Establishment units
Physical locations of this company
Adolphe Lacomblélaan 40 box 27
1030 Schaarbeek
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0537.329.520
- VAT number
- BE 0537.329.520
- Registered office
- Adolphe Lacomblélaan 40 bus 27, 1030 Schaarbeek
- Names & denominations
- INDIVIS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 August 2013
- Peppol
- Active · Active since 13 Jan 2026
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