Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
TOR-Invest from Zonnebeke, company number BE0536479977, closed financial year 2025 with a result of € -8,730 after tax. For that financial year TOR-Invest recorded a gross margin of € 47,506 and equity of € -385,348. Compared with financial year 2024, the result moved from € -13,746 to € -8,730. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 29, 2026.
€ -385,348
▼ € 8,730 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -8,730
▲ 36 % less loss than in 2024
Profit after tax over the fiscal year.
€ 20,310
▼ 73% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -403,948.
Debts at end 2025
€ 1.4 million
▼ 6% vs 2024
€ 24,063 is repaid this year. At this pace the long-term loan is gone in ≈ 57 years.
€ 1,388
▼ 85% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 49,093 | € 46,419 | € 41,680 | € 47,506 | ▲ 14% |
| Profit after taxes | € -5,193 | € -9,223 | € -13,746 | € -8,730 | ▲ € 5,016 |
| Equity | € -353,650 | € -362,873 | € -376,619 | € -385,348 | ▼ € 8,730 |
| Total debts | € 1,663,657 | € 1,465,355 | € 1,471,256 | € 1,376,712 | ▼ 6% |
| Cash | € 195,115 | € 35,729 | € 75,302 | € 20,310 | ▼ 73% |
| Land & buildings | € 1,113,816 | € 1,065,603 | € 1,017,390 | € 969,177 | ▼ 5% |
| Retained profit | € -372,250 | € -381,473 | € -395,219 | € -403,948 | ▼ € 8,730 |
| Bank debt | € 1,461,751 | € 1,461,351 | € 1,461,351 | € 1,374,816 | ▼ 6% |
| Balance sheet total | € 1,310,007 | € 1,102,482 | € 1,094,637 | € 991,363 | ▼ 9% |
Key figures of TOR-Invest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to TOR-Invest?
What happened at TOR-Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 8,730. Source: NBB ↗
- L&D Invest NV became a director. NBB
- New establishment in Zonnebeke. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,193 loss in 2022 to € 8,730 loss in 2025.
Management
The stake of L&D INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
TOR-InvestBehind TOR-Invest is L&D Invest NV. The shares are held by L&D INVEST (100%).
Directors
According to the 2025 annual accounts
since 2023
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Tynecotstraat 15
8980 Zonnebeke
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0536.479.977
- VAT number
- BE 0536.479.977
- Registered office
- Tynecotstraat 15, 8980 Zonnebeke
- Names & denominations
- TOR-Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 July 2013
- Peppol
- Active · Active since 12 Dec 2025