Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
OXALIS FINANCES from Lasne, company number BE0536192640, closed financial year 2025 with a result of € -4,446 after tax. For that financial year OXALIS FINANCES recorded a gross margin of € 108,676 and equity of € 617,022. Compared with financial year 2024, the result moved from € 6,648 to € -4,446. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 11, 2026.
€ 617,022
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,446
▼ still € 6,648 profit in 2024
Profit after tax over the fiscal year.
€ 15,987
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 610,822.
People and assets in 2025
1.3
▼ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 94,181
▼ 9% vs 2024
€ 72,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 965
▼ 78% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 254,166
▼ 32% vs 2024
€ 90,433 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 7,355
▼ 58% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,939
▼ 38% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 294,214 | € 139,895 | € 133,071 | € 108,676 | ▼ 18% |
| Profit after taxes | € 195,406 | € 158,753 | € 6,648 | € -4,446 | ▼ € 11,094 |
| Equity | € 456,067 | € 614,820 | € 621,468 | € 617,022 | ▼ 1% |
| Total debts | € 702,366 | € 503,406 | € 419,837 | € 412,841 | ▼ 2% |
| Cash | € 83,599 | € 20,735 | - | € 15,987 | |
| Retained profit | € 449,867 | € 608,620 | € 615,268 | € 610,822 | ▼ 1% |
| Dividend | € 90,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 547,121 | € 476,580 | € 373,429 | € 254,166 | ▼ 32% |
| Balance sheet total | € 1,158,434 | € 1,118,226 | € 1,041,305 | € 1,029,863 | ▼ 1% |
| Employees (FTE) | 1.7 | 1.6 | 1.6 | 1.3 | ▼ 0.3 |
Key figures of OXALIS FINANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to OXALIS FINANCES?
What happened at OXALIS FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,446 (▼ € 11,094 vs 2024). Source: NBB ↗
- ALOUETTE MANAGEMENT SRL became a director. NBB
- MENGAL & CO SRL became a director. NBB
- JCM CONSEILS SRL became a director. NBB
- New establishment in Lasne. KBO
- Start of the company according to the CBE. KBO
In short
From € 195,406 profit in 2022 to € 4,446 loss in 2025.
Paid € 49,011 in corporate taxes since 2022.
Best year ever: 2022, with € 195,406 profit.
On average € 83,600 of value added per employee in 2025.
Management
The stake of JCM CONSEILS, Alouette Management, MENGAL & Co comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
OXALIS FINANCESBehind OXALIS FINANCES are ALOUETTE MANAGEMENT SRL, MENGAL & CO SRL and JCM CONSEILS SRL. The shares are held by JCM CONSEILS (33.3%), Alouette Management (10%) and MENGAL & Co (10%). It owns 100% of OXALIS ASSURANCES itself.
Directors
According to the 2025 annual accounts
since 2023
since 2023
Director · represented by MAUCHIEN Jean-Christophe
Also active at: Oxalis Assurances
since 2019
Shareholders
Participations
100%
Establishments
Establishment units
Physical locations of this company
Rue de l'Eglise 6
1380 Lasne
Route de Genval 14
1380 Lasne
Active since 18 June 2013
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0536.192.640
- VAT number
- BE 0536.192.640
- Registered office
- Rue de l'Eglise 6, 1380 Lasne
- Names & denominations
- OXALIS FINANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 June 2013
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
Agenten en makelaars in bankdiensten
Activiteiten van verzekeringsagenten en -makelaars
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen