Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 42 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
MACDIF from Tournai, company number BE0535942123, closed financial year 2025 with a result of € 1.3 million after tax. For that financial year MACDIF recorded a gross margin of € -5,721 and equity of € 3.2 million. Compared with financial year 2024, the result moved from € 2.1 million to € 1.3 million. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 24, 2026.
€ 3.2 million
▲ 68% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1.3 million
▼ 39% vs 2024
Profit after tax over the fiscal year.
€ 2,470
▼ € 653,820 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 3.2 million.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 5,445
▲ 13% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -4,890 | € -7,336 | € -5,021 | € -5,721 | ▼ € 700 |
| Profit after taxes | € 2,375,164 | € 2,269,920 | € 2,097,088 | € 1,280,935 | ▼ 39% |
| Equity | € 962,614 | € 1,082,374 | € 1,896,062 | € 3,176,997 | ▲ 68% |
| Total debts | € 3,325,762 | € 2,827,863 | € 1,940,702 | € 5,947 | ▼ € 1.9 million |
| Cash | € 354,959 | € 703,210 | € 656,290 | € 2,470 | ▼ € 653,820 |
| Retained profit | € 956,414 | € 1,076,174 | € 1,889,862 | € 3,168,937 | ▲ 68% |
| Dividend | € 2,600,280 | € 2,150,160 | € 1,283,400 | € 0 | ▼ 100% |
| Balance sheet total | € 4,288,376 | € 3,910,238 | € 3,836,764 | € 3,182,944 | ▼ 17% |
Key figures of MACDIF, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MACDIF?
What happened at MACDIF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1.3 million (▼ 39% vs 2024). Source: NBB ↗
- Fabien Provoyeur became a director. NBB
- Grégory Provoyeur became a director. NBB
- New establishment in Tournai. KBO
- Start of the company according to the CBE. KBO
In short
From € 2.4 million profit in 2022 to € 1.3 million profit in 2025.
Best year ever: 2022, with € 2.4 million profit.
Paid out € 6 million in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind MACDIF are Fabien Provoyeur and Grégory Provoyeur.
Directors
According to the 2025 annual accounts
Fabien Provoyeur
Director
since 2023
Grégory Provoyeur
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Chemin de la Ramée(TOU) 2
7500 Tournai
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0535.942.123
- VAT number
- BE 0535.942.123
- Registered office
- Chemin de la Ramée(TOU) 2, 7500 Tournai
- Names & denominations
- MACDIF
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 June 2013
- Peppol
- Not registered