Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 63 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
FDFV Invest & Insurance Partner from Wavre, company number BE0527920322, closed financial year 2024 with a result of € 89,633 after tax. For that financial year FDFV Invest & Insurance Partner recorded a gross margin of € 64,980 and equity of € 130,615. Compared with financial year 2023, the result moved from € 10,940 to € 89,633. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2025.
€ 130,615
▲ 219% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 89,633
▲ € 78,693 vs 2023
Profit after tax over the fiscal year.
€ 35,215
▲ 31% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 110,615.
People and assets in 2024
€ 27,019
▼ 58% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 966
▼ 42% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 730,249
▼ 10% vs 2023
€ 100,782 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 53,711
▲ 2% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 8,184
▲ 47% vs 2023
Taxes, VAT and social contributions still to pay.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 110,832 | € 31,953 | € 120,486 | € 64,980 | ▼ 46% |
| Profit after taxes | € 13,007 | € -40,096 | € 10,940 | € 89,633 | ▲ € 78,693 |
| Equity | € 70,138 | € 30,042 | € 40,982 | € 130,615 | ▲ 219% |
| Total debts | € 135,322 | € 113,148 | € 951,928 | € 882,809 | ▼ 7% |
| Cash | € 86,607 | € 25,449 | € 26,954 | € 35,215 | ▲ 31% |
| Retained profit | € 50,138 | € 10,042 | € 20,982 | € 110,615 | ▲ € 89,633 |
| Bank debt | € 47,645 | € 59,109 | € 810,607 | € 730,249 | ▼ 10% |
| Balance sheet total | € 205,460 | € 143,190 | € 992,909 | € 1,013,424 | ▲ 2% |
Key figures of FDFV Invest & Insurance Partner, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to FDFV Invest & Insurance Partner?
What happened at FDFV Invest & Insurance Partner in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 89,633 (▲ € 78,693 vs 2023). filed late Source: NBB ↗
- BST CONSULTING became a director. NBB
- MCL DERWA CONSULTING became a director. NBB
- NLV CONSULTING became a director. NBB
- New establishment in Oudergem. KBO
- Start of the company according to the CBE. KBO
In short
From € 13,007 profit in 2021 to € 89,633 profit in 2024.
Paid € 21,924 in corporate taxes since 2021.
Best year ever: 2024, with € 89,633 profit.
Management
The stake of NLV CONSULTING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
FDFV Invest & Insurance PartnerBehind FDFV Invest & Insurance Partner are MCL DERWA CONSULTING, BST CONSULTING and NLV CONSULTING. The shares are held by NLV CONSULTING (33%). It owns 100% of Auxicommass itself.
Directors
According to the 2024 annual accounts
Director · represented by DERWA FREDERIC
since 2017
Director · represented by TILLEUX SIMON
since 2024
Director · represented by VERMORGEN FABIAN
since 2017
Shareholders
33%
Participations
100%
Establishments
Establishment units
Physical locations of this company
Rue de Wavre 53
1301 Wavre
Vorstlaan 205
1160 Oudergem
Active since 17 April 2013
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0527.920.322
- VAT number
- BE 0527.920.322
- Registered office
- Rue de Wavre 53, 1301 Wavre
- Names & denominations
- FDFV Invest & Insurance Partner
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 April 2013
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
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