Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
PvG Finance from Geel, company number BE0525804633, closed financial year 2026 with a result of € 16,657 after tax. For that financial year PvG Finance recorded a gross margin of € 38,597 and equity of € 159,895. Compared with financial year 2025, the result moved from € 13,058 to € 16,657. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 8, 2026.
€ 159,895
▲ 12% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 16,657
▲ 28% vs 2025
Profit after tax over the fiscal year.
€ 1,529
▼ 29% vs 2025
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2026. Retained profit grew to € 141,345.
Debts at end 2026
€ 225,842
▼ 6% vs 2025
€ 33,906 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 2,365
▼ 85% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 3,574
▲ 179% vs 2025
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 53,104 | € 47,640 | € 32,275 | € 38,597 | ▲ 20% |
| Profit after taxes | € 23,042 | € 19,775 | € 13,058 | € 16,657 | ▲ 28% |
| Equity | € 110,405 | € 130,180 | € 143,238 | € 159,895 | ▲ 12% |
| Total debts | € 338,036 | € 307,407 | € 291,483 | € 266,502 | ▼ 9% |
| Cash | € 12,898 | € 10,626 | € 2,166 | € 1,529 | ▼ 29% |
| Land & buildings | € 71,179 | € 63,779 | € 56,378 | € 48,978 | ▼ 13% |
| Retained profit | € 91,855 | € 111,630 | € 124,688 | € 141,345 | ▲ 13% |
| Bank debt | € 307,009 | € 273,811 | € 241,216 | € 225,842 | ▼ 6% |
| Balance sheet total | € 448,441 | € 437,587 | € 434,721 | € 426,397 | ▼ 2% |
Key figures of PvG Finance, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to PvG Finance?
What happened at PvG Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 16,657 (▲ 28% vs 2025). Source: NBB ↗
- New establishment in Geel. KBO
- Start of the company according to the CBE. KBO
In short
From € 23,042 profit in 2023 to € 16,657 profit in 2026.
Paid € 34,418 in corporate taxes since 2023.
Best year ever: 2023, with € 23,042 profit.
Establishments
Establishment units
Physical locations of this company
Gooreindse Leunen 39
2440 Geel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0525.804.633
- VAT number
- BE 0525.804.633
- Registered office
- Gooreindse Leunen 39, 2440 Geel
- Names & denominations
- PvG Finance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 March 2013
- Peppol
- Active · Active since 14 Nov 2024
- Activities · NACE
Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg