What does COMBICO do?

COMBICO is an insurance broker in Elsene. Private Limited, started on 3 April 2013, 1 establishment.

What is the address of COMBICO?

The registered office of COMBICO is located at Géo Bernierlaan 2, 1050 Elsene.

Is COMBICO still active?

Yes. According to the CBE (1 October 2026) COMBICO is active, legal situation “Normale toestand”, started on 3 April 2013.

Is COMBICO registered on Peppol?

Yes, COMBICO is registered on the Peppol network with ID 0208:0525700408.

What is the enterprise number of COMBICO?

The enterprise number of COMBICO is BE0525700408.

When was COMBICO founded?

COMBICO was founded on 3 April 2013.

Who are the directors of COMBICO?

According to the 2025 annual accounts, the directors of COMBICO are: Jacques Emmanuel Pinte.

Is COMBICO a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 3 April 2013; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did COMBICO make in 2025?

COMBICO posted a profit after taxes of € 119,120 in financial year 2025.

What is the revenue of COMBICO?

As a small company, COMBICO is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 212,794.

COMBICO (Private Limited) - Elsene - BE0525700408

Dossier COMBICO, printed on 1 October 2026 from databakkes.be/en/0525700408/combico. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

COMBICO from Elsene, company number BE0525700408, closed financial year 2025 with a result of € 119,120 after tax. For that financial year COMBICO recorded a gross margin of € 212,794 and equity of € 59,580. Compared with financial year 2024, the result moved from € 42,288 to € 119,120. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.

What it is worth Growing

€ 59,580

▲ 191% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 119,120

▲ 182% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 15,844

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 80,000 paid out

67 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Wage cost

€ 40,730

▲ 2% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 31,055

▼ 24% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 4 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 53,109

▲ 18% vs 2024

€ 7,788 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 1,301

▼ 80% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 5,593

▼ 79% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 9,345 Gross margin 2022: € 9,345 First fiscal year in the series	€ 84,564 Gross margin 2023: € 84,564 ▲ € 75,219 vs 2022 (€ 9,345) Favourable step	€ 101,229 Gross margin 2024: € 101,229 ▲ 20% vs 2023 (€ 84,564) Favourable step	€ 212,794 Gross margin 2025: € 212,794 ▲ 110% vs 2024 (€ 101,229) Favourable step	▲ 110%
Profit after taxes	€ 6,222 Profit after taxes 2022: € 6,222 First fiscal year in the series	€ 64,066 Profit after taxes 2023: € 64,066 ▲ € 57,844 vs 2022 (€ 6,222) Favourable step	€ 42,288 Profit after taxes 2024: € 42,288 ▼ 34% vs 2023 (€ 64,066) Unfavourable step	€ 119,120 Profit after taxes 2025: € 119,120 ▲ 182% vs 2024 (€ 42,288) Favourable step	▲ 182%
Equity	€ -13,709 Equity 2022: € -13,709 First fiscal year in the series	€ 21,357 Equity 2023: € 21,357 ▲ € 35,066 vs 2022 (€ -13,709) Favourable step	€ 20,460 Equity 2024: € 20,460 ▼ 4% vs 2023 (€ 21,357) Unfavourable step	€ 59,580 Equity 2025: € 59,580 ▲ 191% vs 2024 (€ 20,460) Favourable step	▲ 191%
Total debts	€ 14,455 Total debts 2022: € 14,455 First fiscal year in the series	€ 59,785 Total debts 2023: € 59,785 ▲ € 45,331 vs 2022 (€ 14,455) Unfavourable step	€ 122,033 Total debts 2024: € 122,033 ▲ 104% vs 2023 (€ 59,785) Unfavourable step	€ 140,003 Total debts 2025: € 140,003 ▲ 15% vs 2024 (€ 122,033) Unfavourable step	▲ 15%
Cash	-	€ 52 Cash 2023: € 52 First fiscal year in the series	-	€ 15,844 Cash 2025: € 15,844 First fiscal year in the series
Retained profit	€ -32,309 Retained profit 2022: € -32,309 First fiscal year in the series	€ 2,757 Retained profit 2023: € 2,757 ▲ € 35,066 vs 2022 (€ -32,309) Favourable step	€ 1,860 Retained profit 2024: € 1,860 ▼ 33% vs 2023 (€ 2,757) Unfavourable step	€ 40,980 Retained profit 2025: € 40,980 ▲ € 39,120 vs 2024 (€ 1,860) Favourable step	▲ € 39,120
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 29,000 Dividend 2023: € 29,000 Unchanged (€ 0) Unchanged	€ 43,186 Dividend 2024: € 43,186 ▲ 49% vs 2023 (€ 29,000) Unchanged	€ 80,000 Dividend 2025: € 80,000 ▲ 85% vs 2024 (€ 43,186) Unchanged	▲ 85%
Bank debt	€ 1,862 Bank debt 2022: € 1,862 First fiscal year in the series	€ 0 Bank debt 2023: € 0 ▼ 100% vs 2022 (€ 1,862) Favourable step	€ 45,128 Bank debt 2024: € 45,128 Unchanged (€ 0) Unfavourable step	€ 53,109 Bank debt 2025: € 53,109 ▲ 18% vs 2024 (€ 45,128) Unfavourable step	▲ 18%
Balance sheet total	€ 746 Balance sheet total 2022: € 746 First fiscal year in the series	€ 81,143 Balance sheet total 2023: € 81,143 ▲ € 80,397 vs 2022 (€ 746) Unchanged	€ 142,493 Balance sheet total 2024: € 142,493 ▲ 76% vs 2023 (€ 81,143) Unchanged	€ 199,583 Balance sheet total 2025: € 199,583 ▲ 40% vs 2024 (€ 142,493) Unchanged	▲ 40%

Key figures of COMBICO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to COMBICO?

What happened at COMBICO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 28, 2026 New annual accounts for financial year 2025: profit of € 119,120 (▲ 182% vs 2024). filed late Source: NBB ↗
2022 Jacques Emmanuel Pinte became a director. NBB
Apr 3, 2013 New establishment in Elsene. KBO
Apr 3, 2013 Start of the company according to the CBE. KBO

In short

From € 6,222 profit in 2022 to € 119,120 profit in 2025.

Paid € 79,261 in corporate taxes since 2022.

Best year ever: 2025, with € 119,120 profit.

Paid out € 152,186 in dividends to the owners in total.

Original PDFs at the National Bank ↗

A new publication or filing at COMBICO? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Jacques Emmanuel Pinte

COMBICO

Behind COMBICO is Jacques Emmanuel Pinte.

See the full network in the app

Directors

According to the 2025 annual accounts

Jacques Emmanuel Pinte

Director

since 2022

Establishments

Establishment units

Physical locations of this company

Registered office

Géo Bernierlaan 2

1050 Elsene

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

LAVAND'HOMME-de BORREKENS

€ 218,789 gross margin · 2025

Association des copropriétaires de la Résidence Bernier sise à Ixelles, avenue Géo Bernier 2 et avenue de l'hippodrome

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0525.700.408
VAT number: BE 0525.700.408
Registered office: Géo Bernierlaan 2, 1050 Elsene
Names & denominations: COMBICO
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 3 April 2013
Peppol: Active · Active since 12 Dec 2025
Contact: [email protected]
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗