Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
THREE INVEST from Gent, company number BE0521829811, closed financial year 2025 with a result of € -121,680 after tax. For that financial year THREE INVEST recorded a gross margin of € 91,011 and equity of € -536,337. Compared with financial year 2024, the result moved from € -134,049 to € -121,680. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ -536,337
▼ € 121,680 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -121,680
▲ 9 % less loss than in 2024
Profit after tax over the fiscal year.
€ 16,010
▼ 59% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -598,337.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
€ 7.3 million
▼ 1% vs 2024
€ 54,315 is repaid this year. At this pace the long-term loan is gone in ≈ 134 years.
€ 4,550
▲ 83% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 160,841 | € 97,223 | € 112,462 | € 91,011 | ▼ 19% |
| Profit after taxes | € -25,691 | € -126,639 | € -134,049 | € -121,680 | ▲ € 12,369 |
| Equity | € -153,969 | € -280,608 | € -414,657 | € -536,337 | ▼ € 121,680 |
| Total debts | € 6,509,038 | € 7,499,539 | € 7,551,376 | € 7,833,543 | ▲ 4% |
| Cash | € 77,077 | € 50,701 | € 38,889 | € 16,010 | ▼ 59% |
| Land & buildings | € 4,215,277 | € 4,105,804 | € 4,017,436 | € 4,096,813 | ▲ 2% |
| Retained profit | € -215,969 | € -342,608 | € -476,657 | € -598,337 | ▼ € 121,680 |
| Bank debt | € 6,375,245 | € 6,323,891 | € 7,321,592 | € 7,268,291 | ▼ 1% |
| Balance sheet total | € 6,355,069 | € 7,218,931 | € 7,136,720 | € 7,297,207 | ▲ 2% |
Key figures of THREE INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to THREE INVEST?
What happened at THREE INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 121,680. filed late Source: NBB ↗
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 25,691 loss in 2022 to € 121,680 loss in 2025.
Management
Behind THREE INVEST are Isabelle Verraes and Alex De Witte. It owns 99.4% of Ars & Themis nv itself.
Directors
According to the 2025 annual accounts
Isabelle Verraes
Director
Also active at: ARS EN THEMIS, ASSETS INVEST, WATT FACTORY, Three Development
Alex De Witte
Director
Also active at: ARGIBEL, ARS EN THEMIS, BUILDING, ASSETS INVEST, WATT FACTORY, BOEVERIE, LIEGE BECASSE, XIOR Namen +25 more
Establishments
Establishment units
Physical locations of this company
Schoonzichtstraat 6
9051 Gent
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0521.829.811
- VAT number
- BE 0521.829.811
- Registered office
- Schoonzichtstraat 6, 9051 Gent
- Names & denominations
- THREE INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 7 March 2013
- Peppol
- Active · Active since 9 Dec 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen