Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 44 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CONSULTASSUR from Durbuy, company number BE0508862988, closed financial year 2025 with a result of € 96,895 after tax. For that financial year CONSULTASSUR recorded a gross margin of € 178,546 and equity of € 650,820. Compared with financial year 2024, the result moved from € 21,538 to € 96,895. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
€ 650,820
▲ 17% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 96,895
▲ € 75,357 vs 2024
Profit after tax over the fiscal year.
€ 18,472
▼ 89% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 644,620.
Debts at end 2025
€ 1.7 million
▲ 40% vs 2024
€ 121,196 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.
€ 291,808
▲ € 281,557 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,663
▲ 45% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 128,014 | € 127,889 | € 120,048 | € 178,546 | ▲ 49% |
| Profit after taxes | € 37,124 | € 17,551 | € 21,538 | € 96,895 | ▲ € 75,357 |
| Equity | € 525,946 | € 532,386 | € 553,924 | € 650,820 | ▲ 17% |
| Total debts | € 2,127,809 | € 1,755,907 | € 1,641,817 | € 2,368,542 | ▲ 44% |
| Cash | € 340,396 | € 124,081 | € 173,490 | € 18,472 | ▼ 89% |
| Land & buildings | € 1,529,768 | € 1,924,102 | € 1,864,167 | € 2,573,205 | ▲ 38% |
| Retained profit | € 519,746 | € 526,186 | € 547,724 | € 644,620 | ▲ 18% |
| Bank debt | € 1,884,556 | € 1,421,656 | € 1,227,219 | € 1,720,771 | ▲ 40% |
| Balance sheet total | € 2,800,566 | € 2,431,400 | € 2,332,329 | € 3,149,429 | ▲ 35% |
Key figures of CONSULTASSUR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CONSULTASSUR?
What happened at CONSULTASSUR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 96,895 (▲ € 75,357 vs 2024). Source: NBB ↗
- Fabrice SEPULT became a director. NBB
- Vincent LAMOTTE became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Durbuy. KBO
In short
From € 37,124 profit in 2022 to € 96,895 profit in 2025.
Paid € 31,269 in corporate taxes since 2022.
Best year ever: 2025, with € 96,895 profit.
Management
The stake of D.J.L., PROCONSEILS ASSURANCES comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CONSULTASSURBehind CONSULTASSUR are Fabrice SEPULT and Vincent LAMOTTE. The shares are held by D.J.L. (82.3%) and PROCONSEILS ASSURANCES (17.8%). It owns 50% of COBRA & PARTNERS INVEST SRL and 49% of PROSPER SRL itself.
Directors
According to the 2025 annual accounts
since 2019
since 2019
Shareholders
82.3%
17.8%
Participations
Establishments
Establishment units
Physical locations of this company
Route de Durbuy 11
6940 Durbuy
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0508.862.988
- VAT number
- BE 0508.862.988
- Registered office
- Route de Durbuy 11, 6940 Durbuy
- Names & denominations
- CONSULTASSUR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 January 2013
- Peppol
- Active · Active since 27 Jun 2025
- Activities · NACE
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