Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 58 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JMS FINANCE from Gembloux, company number BE0505821940, closed financial year 2025 with a result of € 14,152 after tax. For that financial year JMS FINANCE recorded a gross margin of € 69,000 and equity of € -1.7 million. Compared with financial year 2024, the result moved from € -157,024 to € 14,152. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -1.7 million
▲ € 14,152 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 14,152
▲ still € 157,024 loss in 2024
Profit after tax over the fiscal year.
€ 9,664
▼ 81% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -2.9 million.
People and assets in 2025
€ 51,942
▲ € 51,930 vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 11,593
▲ 189% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 23,179
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -111,630 | € -62,831 | € 1,308 | € 69,000 | ▲ € 67,692 |
| Profit after taxes | € -240,338 | € -79,005 | € -157,024 | € 14,152 | ▲ € 171,175 |
| Equity | € -1,500,849 | € -1,579,854 | € -1,736,877 | € -1,722,726 | ▲ € 14,152 |
| Total debts | € 3,047,861 | € 3,133,768 | € 3,134,803 | € 5,576,204 | ▲ 78% |
| Cash | € 8,998 | € 11,936 | € 49,915 | € 9,664 | ▼ 81% |
| Retained profit | € -2,700,849 | € -2,779,854 | € -2,936,877 | € -2,922,726 | |
| Bank debt | € 3 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 1,547,012 | € 1,553,914 | € 1,397,925 | € 3,853,478 | ▲ 176% |
Key figures of JMS FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JMS FINANCE?
What happened at JMS FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 14,152. filed late Source: NBB ↗
- New establishment in Gembloux. KBO
- Start of the company according to the CBE. KBO
In short
From € 240,338 loss in 2022 to € 14,152 profit in 2025.
Paid € 354 in corporate taxes since 2022.
Best year ever: 2025, with € 14,152 profit.
A new publication or filing at JMS FINANCE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind JMS FINANCE are Sylvie Mulliez and Jean-Michel Baert. The same people are also behind JNVS, NICOVAL and COMTOYOU. Jean-Michel Baert is also behind BARISART and Marc Duez Events.
Establishments
Establishment units
Physical locations of this company
Rue des Poiriers, Sauv. 5
5030 Gembloux
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0505.821.940
- VAT number
- BE 0505.821.940
- Registered office
- Rue des Poiriers, Sauv. 5, 5030 Gembloux
- Names & denominations
- JMS FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 October 2014
- Peppol
- Active · Active since 4 Dec 2025
- Activities · NACE
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