Financials
Financial year 2025
A-COVER from Malle, company number BE0503783851, closed financial year 2025 with a result of € 89,598 after tax. For that financial year A-COVER recorded a gross margin of € 691,629 and equity of € 572,837. Compared with financial year 2024, the result moved from € 175,836 to € 89,598. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 572,837
▲ 14% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 89,598
▼ 49% vs 2024
Profit after tax over the fiscal year.
€ 124,999
▼ 53% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 572,737.
People and assets in 2025
€ 400,089
▲ 57% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 135,722
▲ 234% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 294,039
▼ 11% vs 2024
€ 36,146 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 17,330
▼ 58% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 68,912
▲ 35% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 461,647 | € 546,432 | € 629,756 | € 691,629 | ▲ 10% |
| Profit after taxes | € 87,601 | € 109,234 | € 175,836 | € 89,598 | ▼ 49% |
| Equity | € 252,114 | € 335,894 | € 500,587 | € 572,837 | ▲ 14% |
| Total debts | € 473,532 | € 420,348 | € 433,206 | € 398,504 | ▼ 8% |
| Cash | € 84,198 | € 146,531 | € 266,832 | € 124,999 | ▼ 53% |
| Land & buildings | € 497,782 | € 456,609 | € 436,250 | € 391,358 | ▼ 10% |
| Retained profit | € 252,014 | € 335,794 | € 500,487 | € 572,737 | ▲ 14% |
| Dividend | € 0 | € 15,000 | € 0 | € 0 | |
| Bank debt | € 438,460 | € 375,733 | € 329,633 | € 294,039 | ▼ 11% |
| Balance sheet total | € 741,138 | € 770,627 | € 947,072 | € 983,513 | ▲ 4% |
Key figures of A-COVER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to A-COVER?
What happened at A-COVER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 89,598 (▼ 49% vs 2024). filed late Source: NBB ↗
- New establishment in Malle. KBO
- Start of the company according to the CBE. KBO
In short
From € 87,601 profit in 2022 to € 89,598 profit in 2025.
Paid € 210,502 in corporate taxes since 2022.
Best year ever: 2024, with € 175,836 profit.
Paid out € 15,000 in dividends to the owners in total.
Management
Behind A-COVER is Jan Oostvogels.
Directors
According to the 2025 annual accounts
Jan Oostvogels
Director
Establishments
Establishment units
Physical locations of this company
Hooiberghoeve 7
2390 Malle
Lierselei 72
2390 Malle
Active since 29 January 2013
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0503.783.851
- VAT number
- BE 0503.783.851
- Registered office
- Hooiberghoeve 7, 2390 Malle
- Names & denominations
- A-COVER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 January 2013
- Peppol
- Active · Active since 22 Sept 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
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