Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
IREA ASSURANCES from Liège, company number BE0501857610, closed financial year 2024 with a result of € 35,343 after tax. For that financial year IREA ASSURANCES recorded a gross margin of € 302,679 and equity of € 2.3 million. Compared with financial year 2023, the result moved from € 28,873 to € 35,343. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 12, 2026.
€ 2.3 million
▲ 2% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 35,343
▲ 22% vs 2023
Profit after tax over the fiscal year.
€ 3,093
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € -271,869.
People and assets in 2024
3.9
▼ 199,192.8 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 243,346
▲ 22% vs 2023
€ 62,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,323
▼ 18% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 40,160
▲ € 36,967 vs 2023
Loans from banks and other lenders, long and short.
€ 51,825
▲ € 40,689 vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 198,225
▲ 46% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 482,157 | € 385,859 | € 281,115 | € 302,679 | ▲ 8% |
| Profit after taxes | € 158,804 | € 93,378 | € 28,873 | € 35,343 | ▲ 22% |
| Equity | € 2,226,638 | € 2,230,016 | € 2,258,889 | € 2,294,231 | ▲ 2% |
| Total debts | € 531,222 | € 358,000 | € 300,642 | € 319,973 | ▲ 6% |
| Cash | € 7,012 | € 18,375 | - | € 3,093 | |
| Retained profit | € -339,462 | € -336,084 | € -307,211 | € -271,869 | ▲ € 35,343 |
| Dividend | € 150,000 | € 90,000 | € 0 | € 0 | |
| Bank debt | € 0 | € 0 | € 3,193 | € 40,160 | ▲ € 36,967 |
| Balance sheet total | € 2,757,860 | € 2,588,016 | € 2,559,531 | € 2,614,204 | ▲ 2% |
| Employees (FTE) | - | 3.9 | 199,196.7 | 3.9 | ▼ 199,192.8 |
Key figures of IREA ASSURANCES, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to IREA ASSURANCES?
What happened at IREA ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 35,343 (▲ 22% vs 2023). filed late Source: NBB ↗
- MONAFI SRL became a director. NBB
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
- FRANCO DAL ZILIO became a director. NBB
In short
From € 158,804 profit in 2021 to € 35,343 profit in 2024.
Paid € 61,106 in corporate taxes since 2021.
Best year ever: 2021, with € 158,804 profit.
On average € 77,600 of value added per employee in 2024.
A new publication or filing at IREA ASSURANCES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of MONAFI comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
IREA ASSURANCESBehind IREA ASSURANCES are MONAFI SRL and FRANCO DAL ZILIO. The shares are held by MONAFI (100%).
Directors
According to the 2024 annual accounts
Director · represented by ISABELLE ORBAN
since 2019
FRANCO DAL ZILIO
Director
since 2012
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue Claude Strebelle 1
4031 Liège
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0501.857.610
- VAT number
- BE 0501.857.610
- Registered office
- Rue Claude Strebelle 1, 4031 Liège
- Names & denominations
- IREA ASSURANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 December 2012
- Peppol
- Active · Active since 18 Dec 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars