Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
MEMO INVEST from Rixensart, company number BE0501647475, closed financial year 2025 with a result of € -69,261 after tax. For that financial year MEMO INVEST recorded a gross margin of € 18,637 and equity of € -19,926. Compared with financial year 2024, the result moved from € -34,016 to € -69,261. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 21, 2026.
€ -19,926
▼ € 69,261 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -69,261
▼ 104 % more loss than in 2024
Profit after tax over the fiscal year.
€ 83,052
▲ € 77,396 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -394,926.
Debts at end 2025
€ 613,114
▼ 49% vs 2024
€ 51,529 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 4,865
▼ 41% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 117,151 | € 43,049 | € 53,397 | € 18,637 | ▼ 65% |
| Profit after taxes | € 30,484 | € -59,108 | € -34,016 | € -69,261 | ▼ € 35,244 |
| Equity | € 142,459 | € 83,351 | € 49,334 | € -19,926 | ▼ € 69,261 |
| Total debts | € 1,745,751 | € 1,796,017 | € 1,723,099 | € 998,321 | ▼ 42% |
| Cash | € 1,982 | € 50 | € 5,656 | € 83,052 | ▲ € 77,396 |
| Land & buildings | € 253,615 | € 219,977 | € 244,917 | € 214,742 | ▼ 12% |
| Retained profit | € -232,541 | € -291,649 | € -325,666 | € -394,926 | ▼ € 69,261 |
| Bank debt | € 1,473,242 | € 1,361,549 | € 1,206,775 | € 613,114 | ▼ 49% |
| Balance sheet total | € 1,888,209 | € 1,879,368 | € 1,772,433 | € 978,394 | ▼ 45% |
Key figures of MEMO INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MEMO INVEST?
What happened at MEMO INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 69,261. filed late Source: NBB ↗
- New establishment in Rixensart. KBO
- Start of the company according to the CBE. KBO
In short
From € 30,484 profit in 2022 to € 69,261 loss in 2025.
Best year ever: 2022, with € 30,484 profit.
Management
Behind MEMO INVEST is Christophe Mestdagh.
Directors
According to the 2025 annual accounts
Christophe Mestdagh
Director
Establishments
Establishment units
Physical locations of this company
Vieux Chemin de l'Helpe 168
1332 Rixensart
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0501.647.475
- VAT number
- BE 0501.647.475
- Registered office
- Vieux Chemin de l'Helpe 168, 1332 Rixensart
- Names & denominations
- MEMO INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 November 2012
- Peppol
- Not registered