Financials
Financial year 2025
CARDESK from Oostrozebeke, company number BE0480321135, closed financial year 2025 with a result of € -19,466 after tax. For that financial year CARDESK recorded a gross margin of € -12,033 and equity of € 216,422. Compared with financial year 2024, the result moved from € 263,340 to € -19,466. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on February 27, 2026.
€ 216,422
▼ 48% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -19,466
▼ still € 263,340 profit in 2024
Profit after tax over the fiscal year.
€ 83,507
▼ 68% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 210,222.
People and assets in 2025
€ 416
▼ 71% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 358
▼ 44% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 222,628 | € 161,849 | € 396,518 | € -12,033 | ▼ € 408,552 |
| Profit after taxes | € 108,806 | € 68,910 | € 263,340 | € -19,466 | ▼ € 282,806 |
| Equity | € 143,638 | € 152,548 | € 415,888 | € 216,422 | ▼ 48% |
| Total debts | € 212,455 | € 153,370 | € 1,506 | € 465 | ▼ 69% |
| Cash | € 174,553 | € 139,543 | € 258,678 | € 83,507 | ▼ 68% |
| Land & buildings | € 103,542 | € 98,408 | € 93,391 | € 88,786 | ▼ 5% |
| Retained profit | € 137,438 | € 146,348 | € 409,688 | € 210,222 | ▼ 49% |
| Dividend | € 90,000 | € 60,000 | € 0 | € 180,000 | |
| Bank debt | € 85,045 | € 70,707 | € 0 | € 0 | |
| Balance sheet total | € 356,093 | € 305,918 | € 417,394 | € 216,887 | ▼ 48% |
Key figures of CARDESK, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to CARDESK?
What happened at CARDESK in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 19,466 (▼ € 282,806 vs 2024). Source: NBB ↗
- New establishment in Oostrozebeke. KBO
- Start of the company according to the CBE. KBO
In short
From € 108,806 profit in 2022 to € 19,466 loss in 2025.
Paid € 99,668 in corporate taxes since 2022.
Best year ever: 2024, with € 263,340 profit.
Paid out € 330,000 in dividends to the owners in total.
Management
The stake of EXPERTISEBUREAU MINGNEAU, AREK DUKIEWICZ comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CARDESKBehind CARDESK are EXPERTISEBUREAU MINGNEAU BV, ROGIERS EXPERTISE BV and AREK DUKIEWICZ BV. The shares are held by EXPERTISEBUREAU MINGNEAU (33.3%) and AREK DUKIEWICZ (33.3%).
Directors
According to the 2025 annual accounts
Director · represented by MINGNEAU JEAN-PIERRE
Director · represented by ROGIERS KURT
Director · represented by DUKIEWICZ AREK
Shareholders
33.3%
33.3%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Hoogstraat 60
8780 Oostrozebeke
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0480.321.135
- VAT number
- BE 0480.321.135
- Registered office
- Hoogstraat 60, 8780 Oostrozebeke
- Names & denominations
- CARDESK
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 May 2003
- Peppol
- Active · Active since 14 Dec 2025
- Activities · NACE
Activiteiten van risicoanalisten en schadetaxateurs
Groothandel in kleding, kledingtoebehoren en bontartikelen
Groothandel in kleding, met uitzondering van werk- en onderkleding