Financials
Financial year 2025
B & N from Pelt, company number BE0480054186, closed financial year 2025 with a result of € 920,373 after tax. For that financial year B & N recorded a gross margin of € 2,845 and equity of € 1.6 million. Compared with financial year 2024, the result moved from € 38,257 to € 920,373. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on February 19, 2026.
€ 1.6 million
▲ 127% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 920,373
▲ € 882,116 vs 2024
Profit after tax over the fiscal year.
€ 662,356
▲ € 624,121 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.6 million.
People and assets in 2025
€ 15,301
▼ 26% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 520,342
▼ 10% vs 2024
€ 44,005 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
€ 14,041
▲ 92% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 92,037
▲ € 69,799 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 85,223 | € 66,900 | € 101,432 | € 2,845 | ▼ 97% |
| Profit after taxes | € 20,542 | € 28,906 | € 38,257 | € 920,373 | ▲ € 882,116 |
| Equity | € 658,095 | € 687,002 | € 725,259 | € 1,645,632 | ▲ 127% |
| Total debts | € 706,703 | € 661,276 | € 653,501 | € 687,759 | ▲ 5% |
| Cash | € 22,397 | € 14,783 | € 38,236 | € 662,356 | ▲ € 624,121 |
| Land & buildings | € 112,537 | € 90,627 | € 68,717 | € 51,050 | ▼ 26% |
| Retained profit | € 651,895 | € 680,802 | € 719,059 | € 1,639,432 | ▲ 128% |
| Bank debt | € 641,574 | € 600,439 | € 576,869 | € 520,342 | ▼ 10% |
| Balance sheet total | € 1,364,799 | € 1,348,278 | € 1,378,760 | € 2,333,391 | ▲ 69% |
Key figures of B & N, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to B & N?
What happened at B & N in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 920,373 (▲ € 882,116 vs 2024). filed late Source: NBB ↗
- New establishment in Pelt. KBO
- Start of the company according to the CBE. KBO
In short
From € 20,542 profit in 2022 to € 920,373 profit in 2025.
Paid € 129,096 in corporate taxes since 2022.
Best year ever: 2025, with € 920,373 profit.
Management
Behind B & N are Chantal Bosch and Erwin Niessen. It owns 99.9% of Keur's Adviesgroep BVBA itself.
Directors
According to the 2025 annual accounts
Erwin Niessen
Manager
Also active at: DHS FINANCE GROUP, DHS Group, DHS Insurance Group, DHS Finance Group
Establishments
Establishment units
Physical locations of this company
Amandusstraat 13
3910 Pelt
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0480.054.186
- VAT number
- BE 0480.054.186
- Registered office
- Amandusstraat 13, 3910 Pelt
- Names & denominations
- B & N
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 April 2003
- Peppol
- Active · Active since 17 Mar 2026
- Activities · NACE
Activiteiten van holdings
Holdings
Verzekeringsagenten en -makelaars