Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SCHRIJNWERKERIJ VERBORGT from Malle, company number BE0480037261, closed financial year 2025 with a result of € 12,419 after tax. For that financial year SCHRIJNWERKERIJ VERBORGT recorded a gross margin of € 78,487 and equity of € 242,773. Compared with financial year 2024, the result moved from € 7,261 to € 12,419. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 27, 2026.
€ 242,773
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 12,419
▲ 71% vs 2024
Profit after tax over the fiscal year.
€ 2,676
▼ 68% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 174,173.
People and assets in 2025
€ 54
▼ 27% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 33,178
▼ 4% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 137,944
▼ 15% vs 2024
€ 23,004 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 12,683
▲ 2% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,702
▼ 10% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 76,887 | € 63,963 | € 67,131 | € 78,487 | ▲ 17% |
| Profit after taxes | € 21,068 | € 10,921 | € 7,261 | € 12,419 | ▲ 71% |
| Equity | € 212,171 | € 223,092 | € 230,353 | € 242,773 | ▲ 5% |
| Total debts | € 291,854 | € 287,182 | € 255,856 | € 283,568 | ▲ 11% |
| Cash | € 8,925 | € 2,288 | € 8,375 | € 2,676 | ▼ 68% |
| Land & buildings | € 440,814 | € 416,228 | € 391,641 | € 367,742 | ▼ 6% |
| Retained profit | € 143,571 | € 154,492 | € 161,753 | € 174,173 | ▲ 8% |
| Dividend | € 5,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 206,956 | € 183,952 | € 161,777 | € 137,944 | ▼ 15% |
| Balance sheet total | € 504,025 | € 510,274 | € 486,210 | € 526,341 | ▲ 8% |
Key figures of SCHRIJNWERKERIJ VERBORGT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SCHRIJNWERKERIJ VERBORGT?
What happened at SCHRIJNWERKERIJ VERBORGT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Lea VAN ECHELPOEL stepped down as director. NBB
- Annemie VERBORGT stepped down as director. NBB
- Luc VERHEYDEN stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 12,419 (▲ 71% vs 2024). Source: NBB ↗
- Lea VAN ECHELPOEL became a director. NBB
- Annemie VERBORGT became a director. NBB
- Luc VERHEYDEN became a director. NBB
- New establishment in Malle. KBO
In short
From € 21,068 profit in 2022 to € 12,419 profit in 2025.
Paid € 19,796 in corporate taxes since 2022.
Best year ever: 2022, with € 21,068 profit.
Paid out € 5,000 in dividends to the owners in total.
Management
Directors
According to the 2025 annual accounts
Lea VAN ECHELPOEL
Director
since 2023 · until 2029
Annemie VERBORGT
Director
since 2023 · until 2029
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
De Schrobbers 7
2390 Malle
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0480.037.261
- VAT number
- BE 0480.037.261
- Registered office
- De Schrobbers 7, 2390 Malle
- Names & denominations
- SCHRIJNWERKERIJ VERBORGT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 14 April 2003
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
Schrijnwerk
Schrijnwerk van hout of van kunststof
Installatie van isolatie
Isolatiewerkzaamheden
Metaalschrijnwerk