Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 8.3 to 0.
Financials
Financial year 2025
FINDI from Kortrijk, company number BE0479898887, closed financial year 2025 with a result of € 4,880 after tax. For that financial year FINDI recorded a gross margin of € 108,925 and equity of € 334,129. Compared with financial year 2024, the result moved from € -107,172 to € 4,880. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on March 25, 2026.
€ 334,129
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,880
▲ still € 107,172 loss in 2024
Profit after tax over the fiscal year.
€ 29,645
▼ 40% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -1.9 million.
People and assets in 2025
0
▼ 6.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 10,948
▼ 96% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 236
▼ 48% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.5 million
Loans from banks and other lenders, long and short.
€ 11,062
▼ 50% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,826
▼ 41% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 336,597 | € 393,000 | € 289,091 | € 108,925 | ▼ 62% |
| Profit after taxes | € -36,984 | € 51,698 | € -107,172 | € 4,880 | ▲ € 112,052 |
| Equity | € 384,724 | € 436,421 | € 329,249 | € 334,129 | ▲ 1% |
| Total debts | € 1,686,832 | € 1,593,178 | € 1,593,892 | € 1,552,503 | ▼ 3% |
| Cash | € 103,110 | € 96,189 | € 49,441 | € 29,645 | ▼ 40% |
| Land & buildings | € 1,881,342 | € 1,838,339 | € 1,783,875 | € 1,750,495 | ▼ 2% |
| Retained profit | € -1,807,276 | € -1,755,579 | € -1,862,751 | € -1,857,871 | |
| Bank debt | € 1,474,628 | € 1,453,682 | € 1,498,350 | € 1,500,058 | |
| Balance sheet total | € 2,071,556 | € 2,029,599 | € 1,923,141 | € 1,886,632 | ▼ 2% |
| Employees (FTE) | 7.9 | 8.3 | 6.7 | 0 | ▼ 6.7 |
Key figures of FINDI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to FINDI?
What happened at FINDI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 4,880. Source: NBB ↗
- New establishment in Brugge. KBO
- New establishment in Brugge. KBO
- Start of the company according to the CBE. KBO
In short
From € 36,984 loss in 2022 to € 4,880 profit in 2025.
Best year ever: 2023, with € 51,698 profit.
On average € 43,100 of value added per employee in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FINDI are Erol Fikri and Sylvie Van Pamel. Sylvie Van Pamel is also behind REGALIA.
Directors
According to the 2025 annual accounts
Erol Fikri
Director
Establishments
Establishment units
Physical locations of this company
Zonnekeer(Kor) 18
8500 Kortrijk
Zuidzandstraat 39
8000 Brugge
Active since 20 June 2003
Simon Stevinplein 10
8000 Brugge
Active since 15 November 2003
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0479.898.887
- VAT number
- BE 0479.898.887
- Registered office
- Zonnekeer(Kor) 18, 8500 Kortrijk
- Names & denominations
- FINDI
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 25 March 2003
- Peppol
- Active · Active since 27 Jan 2026