Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CROFIMA from Schilde, company number BE0479790209, closed financial year 2025 with a result of € 101,967 after tax. For that financial year CROFIMA recorded a gross margin of € 242,010 and equity of € 2.2 million. Compared with financial year 2024, the result moved from € 108,140 to € 101,967. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 27, 2025.
€ 2.2 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 101,967
▼ 6% vs 2024
Profit after tax over the fiscal year.
€ 4,508
▼ 80% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 94,782 paid out
93 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 30,717
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 11,810
▲ 263% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 512,502
▼ 15% vs 2024
Loans from banks and other lenders, long and short.
€ 3,961
▲ 163% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 53,403
▲ 48% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 294,511 | € 544,862 | € 287,569 | € 242,010 | ▼ 16% |
| Profit after taxes | € 202,866 | € 292,007 | € 108,140 | € 101,967 | ▼ 6% |
| Equity | € 2,154,043 | € 2,215,051 | € 2,219,093 | € 2,226,277 | |
| Total debts | € 3,075,217 | € 3,040,975 | € 2,239,650 | € 2,197,279 | ▼ 2% |
| Cash | € 72,002 | € 431,230 | € 22,279 | € 4,508 | ▼ 80% |
| Land & buildings | € 1,228,564 | € 969,463 | € 1,111,532 | € 1,057,877 | ▼ 5% |
| Retained profit | € 2,112,043 | € 2,173,051 | € 2,177,093 | € 2,184,277 | |
| Dividend | € 0 | € 230,998 | € 104,099 | € 94,782 | ▼ 9% |
| Bank debt | € 1,680,000 | € 1,500,000 | € 600,993 | € 512,502 | ▼ 15% |
| Balance sheet total | € 5,229,259 | € 5,256,025 | € 4,458,743 | € 4,423,556 | ▼ 1% |
Key figures of CROFIMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to CROFIMA?
What happened at CROFIMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 101,967 (▼ 6% vs 2024). Source: NBB ↗
- Gina Van Driessche became a director. NBB
- New establishment in Schilde. KBO
- Start of the company according to the CBE. KBO
- Kurt Crollet became a director. NBB
In short
From € 202,866 profit in 2022 to € 101,967 profit in 2025.
Paid € 381,760 in corporate taxes since 2022.
Best year ever: 2023, with € 292,007 profit.
Paid out € 429,879 in dividends to the owners in total.
Management
Behind CROFIMA are Gina Van Driessche and Kurt Crollet.
Directors
According to the 2025 annual accounts
Gina Van Driessche
Director
since 2014
Kurt Crollet
Director
since 2003
Establishments
Establishment units
Physical locations of this company
Gillès de Pélichylei 58 A
2970 Schilde
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0479.790.209
- VAT number
- BE 0479.790.209
- Registered office
- Gillès de Pélichylei 58 A, 2970 Schilde
- Names & denominations
- CROFIMA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 March 2003
- Peppol
- Active · Active since 24 Sept 2025
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