Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 46 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
UTOR from Flémalle, company number BE0479785952, closed financial year 2026 with a result of € 88,330 after tax. For that financial year UTOR recorded a gross margin of € 900,058 and equity of € 350,459. Compared with financial year 2025, the result moved from € 32,721 to € 88,330. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 9, 2026.
€ 350,459
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 88,330
▲ 170% vs 2025
Profit after tax over the fiscal year.
€ 75,908
▲ 65% vs 2025
Cash and bank balances on the last day of the fiscal year.
€ 87,000 paid out
98 % of the profit went to the shareholders, mostly to LAUREATUS (98 % of the shares). That is where the money ends up.
People and assets in 2026
€ 683,861
▼ 4% vs 2025
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 780
▼ 65% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 806,370
▼ 18% vs 2025
€ 58,925 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 797,844
▲ 20% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 122,064
▼ 11% vs 2025
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 850,018 | € 852,998 | € 895,725 | € 900,058 | |
| Profit after taxes | € 48,906 | € 13,755 | € 32,721 | € 88,330 | ▲ 170% |
| Equity | € 350,653 | € 349,408 | € 349,129 | € 350,459 | |
| Total debts | € 2,083,915 | € 1,813,432 | € 1,819,042 | € 1,840,190 | ▲ 1% |
| Cash | € 72,569 | € 93,142 | € 45,993 | € 75,908 | ▲ 65% |
| Retained profit | € 50,653 | € 49,408 | € 49,129 | € 50,459 | ▲ 3% |
| Dividend | € 48,000 | € 15,000 | € 33,000 | € 87,000 | ▲ 164% |
| Bank debt | € 1,360,688 | € 1,098,078 | € 980,536 | € 806,370 | ▼ 18% |
| Balance sheet total | € 2,434,568 | € 2,162,841 | € 2,168,171 | € 2,190,649 | ▲ 1% |
| Employees (FTE) | 18 | 17.8 | 18.1 | - |
Key figures of UTOR, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 August 2027.
What happened to UTOR?
What happened at UTOR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 88,330 (▲ 170% vs 2025). filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Beauraing. KBO
In short
From € 48,906 profit in 2023 to € 88,330 profit in 2026.
Paid € 38,580 in corporate taxes since 2023.
Best year ever: 2026, with € 88,330 profit.
On average € 49,500 of value added per employee in 2025.
Establishments
Establishment units
Physical locations of this company
Rue des Hêtres(IVR) 17
4400 Flémalle
rue de Rochefort 207-
5570 Beauraing
Active since 1 March 2003
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →LATERIS
€ 80,275 gross margin · 2026
OTIUM
€ 26,780 gross margin · 2026
RUSTICUS
€ 440,303 gross margin · 2026
LAUREATUS same network
€ 234,258 gross margin · 2025
URBIGENA
€ 366,720 gross margin · 2026
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0479.785.952
- VAT number
- BE 0479.785.952
- Registered office
- Rue des Hêtres(IVR) 17, 4400 Flémalle
- Names & denominations
- UTOR
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 17 March 2003
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)
Detailhandel in ijzerwaren, verf, bouwmaterialen en glas (inclusief doe-het-zelfzaken) met een verkoopsoppervlakte vanaf 400 m2.