Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Shrinking team NBB
FTE fell two years in a row, from 22.2 to 17.4.
Financials
Financial year 2025
PERFECT - ECHAF from Herstal, company number BE0479614124, closed financial year 2025 with a result of € -222,364 after tax. For that financial year PERFECT - ECHAF recorded a gross margin of € 1.4 million and equity of € 921,208. Compared with financial year 2024, the result moved from € -59,091 to € -222,364. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 21, 2026.
€ 921,208
▼ 19% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -222,364
▼ 276 % more loss than in 2024
Profit after tax over the fiscal year.
€ 236,959
▼ 52% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 702,616.
People and assets in 2025
17.4
▼ 2.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.3 million
▼ 6% vs 2024
€ 72,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 288,613
▼ 14% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 725,544
▼ 25% vs 2024
€ 235,447 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 67,967
▲ 46% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 74,268
▲ 13% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,777,988 | € 1,879,224 | € 1,588,713 | € 1,380,831 | ▼ 13% |
| Profit after taxes | € 247,333 | € 61,548 | € -59,091 | € -222,364 | ▼ € 163,273 |
| Equity | € 1,141,115 | € 1,202,663 | € 1,143,572 | € 921,208 | ▼ 19% |
| Total debts | € 1,023,123 | € 885,849 | € 1,073,592 | € 868,960 | ▼ 19% |
| Cash | € 631,357 | € 525,162 | € 491,740 | € 236,959 | ▼ 52% |
| Land & buildings | € 901,816 | € 817,958 | € 734,101 | € 651,687 | ▼ 11% |
| Retained profit | € 922,523 | € 984,071 | € 924,980 | € 702,616 | ▼ 24% |
| Dividend | € 100,285 | € 0 | € 0 | € 0 | |
| Bank debt | € 754,391 | € 661,620 | € 961,422 | € 725,544 | ▼ 25% |
| Balance sheet total | € 2,164,239 | € 2,088,512 | € 2,217,165 | € 1,790,168 | ▼ 19% |
| Employees (FTE) | 20.8 | 22.2 | 20.2 | 17.4 | ▼ 2.8 |
Key figures of PERFECT - ECHAF, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PERFECT - ECHAF?
What happened at PERFECT - ECHAF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 222,364. filed late Source: NBB ↗
- Pascale SEVERI stepped down as director. NBB
- Philippe SEVERI stepped down as director. NBB
- Laurence SEVERI stepped down as director. NBB
- Pascale SEVERI became a director. NBB
- Philippe SEVERI became a director. NBB
- Laurence SEVERI became a director. NBB
- New establishment in Herstal. KBO
In short
From € 247,333 profit in 2022 to € 222,364 loss in 2025.
Paid € 124,474 in corporate taxes since 2022.
Best year ever: 2022, with € 247,333 profit.
On average € 79,400 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of PERFECTY comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PERFECT - ECHAFThe shares are held by PERFECTY (99.7%).
Directors
According to the 2025 annual accounts
since 2018 · until 2024
since 2018 · until 2024
since 2018 · until 2024
Shareholders
99.7%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Parc Ind. des Hauts Sarts, 2e av 39
4040 Herstal
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0479.614.124
- VAT number
- BE 0479.614.124
- Registered office
- Parc Ind. des Hauts Sarts, 2e av 39, 4040 Herstal
- Names & denominations
- PERFECT - ECHAF
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 21 February 2003
- Peppol
- Active · Active since 4 Jul 2025
- Activities · NACE
Overige gespecialiseerde bouwactiviteiten, neg
Overige gespecialiseerde werkzaamheden in de bouw
Overige gespecialiseerde bouwwerkzaamheden