Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
CHEP INVEST from Bornem, company number BE0479267991, closed financial year 2025 with a result of € -28,033 after tax. For that financial year CHEP INVEST recorded a gross margin of € 57,870 and equity of € 3.1 million. Compared with financial year 2024, the result moved from € -7,129 to € -28,033. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 11, 2026.
€ 3.1 million
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -28,033
▼ 293 % more loss than in 2024
Profit after tax over the fiscal year.
€ 16,367
▼ 41% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 3.1 million.
People and assets in 2025
€ 42,476
▲ 3% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 13,564
▼ 38% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 187,241
▼ 43% vs 2024
€ 119,374 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 1,083
▲ 2% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,258
▲ 51% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,051,444 | € 1,676,164 | € 50,578 | € 57,870 | ▲ 14% |
| Profit after taxes | € 570,376 | € 1,044,965 | € -7,129 | € -28,033 | ▼ € 20,904 |
| Equity | € 2,983,240 | € 3,520,804 | € 3,175,622 | € 3,147,589 | ▼ 1% |
| Total debts | € 881,549 | € 711,676 | € 341,243 | € 204,580 | ▼ 40% |
| Cash | € 1,913,035 | € 4,635 | € 27,697 | € 16,367 | ▼ 41% |
| Land & buildings | € 1,872,751 | € 1,802,431 | € 1,741,138 | € 1,683,356 | ▼ 3% |
| Retained profit | € 2,970,840 | € 3,508,404 | € 3,163,222 | € 3,135,189 | ▼ 1% |
| Dividend | € 258,186 | € 507,401 | € 338,053 | € 0 | ▼ 100% |
| Bank debt | € 763,284 | € 512,106 | € 327,129 | € 187,241 | ▼ 43% |
| Balance sheet total | € 3,864,789 | € 4,232,480 | € 3,516,865 | € 3,352,169 | ▼ 5% |
| Employees (FTE) | 1.5 | 1.5 | - | - |
Key figures of CHEP INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CHEP INVEST?
What happened at CHEP INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 28,033. Source: NBB ↗
- New establishment in Bornem. KBO
- Start of the company according to the CBE. KBO
In short
From € 570,376 profit in 2022 to € 28,033 loss in 2025.
Paid € 751,102 in corporate taxes since 2022.
Best year ever: 2023, with € 1 million profit.
On average € 1.1 million of value added per employee in 2023.
Management
Behind CHEP INVEST is Steven De Schepper.
Directors
According to the 2025 annual accounts
Steven De Schepper
Director
Establishments
Establishment units
Physical locations of this company
Victor De Witstraat(HIN) 42 box A
2880 Bornem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0479.267.991
- VAT number
- BE 0479.267.991
- Registered office
- Victor De Witstraat(HIN) 42 bus A, 2880 Bornem
- Names & denominations
- CHEP INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 January 2003
- Peppol
- Active · Active since 2 Feb 2026
- Activities · NACE
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