Financials
Financial year 2025
TOPPER A.M. from Brugge, company number BE0479169409, closed financial year 2025 with a result of € 166,120 after tax. For that financial year TOPPER A.M. recorded a gross margin of € 1.2 million and equity of € 341,192. Compared with financial year 2024, the result moved from € 164,422 to € 166,120. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.
€ 341,192
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 166,120
▲ 1% vs 2024
Profit after tax over the fiscal year.
€ 429,910
▼ 2% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 160,000 paid out
96 % of the profit went to the shareholders, mostly to ARMATOP (99 % of the shares). That is where the money ends up.
People and assets in 2025
14.5
▲ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 947,958
▲ 9% vs 2024
€ 65,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 122,850
▼ 1% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 82,568
▼ 37% vs 2024
€ 11,101 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 218,542
▲ 59% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 112,837
▲ 31% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,049,335 | € 1,178,057 | € 1,157,637 | € 1,237,061 | ▲ 7% |
| Profit after taxes | € 206,435 | € 242,541 | € 164,422 | € 166,120 | ▲ 1% |
| Equity | € 318,109 | € 330,650 | € 335,072 | € 341,192 | ▲ 2% |
| Total debts | € 802,199 | € 768,499 | € 517,508 | € 576,168 | ▲ 11% |
| Cash | € 622,335 | € 621,687 | € 439,810 | € 429,910 | ▼ 2% |
| Land & buildings | € 85,407 | € 89,400 | € 84,147 | € 126,095 | ▲ 50% |
| Retained profit | € 237,909 | € 250,450 | € 254,872 | € 260,992 | ▲ 2% |
| Dividend | € 200,000 | € 230,000 | € 160,000 | € 160,000 | |
| Bank debt | € 234,050 | € 175,704 | € 131,614 | € 82,568 | ▼ 37% |
| Balance sheet total | € 1,120,307 | € 1,099,149 | € 852,580 | € 917,359 | ▲ 8% |
| Employees (FTE) | 13.9 | 14.4 | 14.1 | 14.5 | ▲ 0.4 |
Key figures of TOPPER A.M., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TOPPER A.M.?
What happened at TOPPER A.M. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 166,120 (▲ 1% vs 2024). Source: NBB ↗
- New establishment in Maldegem. KBO
- New establishment in Aalter. KBO
- New establishment in Brugge. KBO
- New establishment in Brugge. KBO
- New establishment in Knokke-Heist. KBO
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
In short
From € 206,435 profit in 2022 to € 166,120 profit in 2025.
Paid € 40,194 in corporate taxes since 2022.
Best year ever: 2023, with € 242,541 profit.
On average € 85,300 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of ARMATOP comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
TOPPER A.M.Behind TOPPER A.M. are Anne-Marie Bultinck and ARMATOP. The shares are held by ARMATOP (99.1%).
Establishments
Establishment units
Physical locations of this company
Komvest 23
8000 Brugge
Monnikenwerve 107
8000 Brugge
Active since 24 January 2003
Maurice Lippensplein 4
8300 Knokke-Heist
Active since 24 January 2003
Pannenstraat 59
8301 Knokke-Heist
Active since 24 January 2003
Kerkstraat 24
9910 Aalter
Active since 14 May 2003
Marktstraat 26
9990 Maldegem
Active since 6 May 2021
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Details
- Company number
- 0479.169.409
- VAT number
- BE 0479.169.409
- Registered office
- Komvest 23, 8000 Brugge
- Names & denominations
- TOPPER A.M.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 December 2002
- Peppol
- Active · Active since 15 Dec 2025
- Contact
- topper.be
- Activities · NACE
Autorijscholen
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