Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
EUROPEAN LIFE INSURANCE from Oudergem, company number BE0479117444, closed financial year 2025 with a result of € 158,398 after tax. For that financial year EUROPEAN LIFE INSURANCE recorded a gross margin of € 234,800 and equity of € 802,760. Compared with financial year 2024, the result moved from € 236,967 to € 158,398. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 22, 2026.
€ 802,760
▲ 25% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 158,398
▼ 33% vs 2024
Profit after tax over the fiscal year.
€ 821,476
▲ € 735,832 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 765,560.
People and assets in 2025
€ 2,478
▼ 65% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 2,728
▲ 37% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 35,535
▼ 20% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 182,421 | € 230,618 | € 347,019 | € 234,800 | ▼ 32% |
| Profit after taxes | € 115,806 | € 145,014 | € 236,967 | € 158,398 | ▼ 33% |
| Equity | € 262,380 | € 407,395 | € 644,361 | € 802,760 | ▲ 25% |
| Total debts | € 29,925 | € 45,868 | € 58,605 | € 45,305 | ▼ 23% |
| Cash | € 265,635 | € 81,917 | € 85,644 | € 821,476 | ▲ € 735,832 |
| Retained profit | € 225,180 | € 370,195 | € 607,161 | € 765,560 | ▲ 26% |
| Balance sheet total | € 292,305 | € 453,263 | € 702,966 | € 848,065 | ▲ 21% |
Key figures of EUROPEAN LIFE INSURANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to EUROPEAN LIFE INSURANCE?
What happened at EUROPEAN LIFE INSURANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 158,398 (▼ 33% vs 2024). filed late Source: NBB ↗
- Maria Divera VAN AMSTEL became a director. NBB
- New establishment in Oudergem. KBO
- Start of the company according to the CBE. KBO
In short
From € 115,806 profit in 2022 to € 158,398 profit in 2025.
Paid € 334,720 in corporate taxes since 2022.
Best year ever: 2024, with € 236,967 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind EUROPEAN LIFE INSURANCE are Antoine SALEM and Maria Divera VAN AMSTEL.
Directors
According to the 2025 annual accounts
Antoine SALEM
Director
Maria Divera VAN AMSTEL
Director
since 2015
Establishments
Establishment units
Physical locations of this company
Louis Vercauterenlaan 8
1160 Oudergem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0479.117.444
- VAT number
- BE 0479.117.444
- Registered office
- Louis Vercauterenlaan 8, 1160 Oudergem
- Names & denominations
- EUROPEAN LIFE INSURANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 December 2002
- Peppol
- Not registered