Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
Financials
Financial year 2025
BCD ASSURANCES from Jemeppe-sur-Sambre, company number BE0479095074, closed financial year 2025 with a result of € -13,149 after tax. For that financial year BCD ASSURANCES recorded revenue of € 390,976 and equity of € 18,963. Compared with financial year 2024, the result moved from € -22,605 to € -13,149. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 27, 2026.
€ 18,963
▼ 41% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -13,149
▲ 42 % less loss than in 2024
Profit after tax over the fiscal year.
€ 90,938
▲ 68% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -43,037.
People and assets in 2025
€ 135,898
▲ 5% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 18,097
▼ 35% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 5,344
▼ 79% vs 2024
Loans from banks and other lenders, long and short.
€ 16,247
▼ 22% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 30,888
▲ 37% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | € 423,876 | € 395,040 | € 390,976 | ▼ 1% |
| Gross margin | € 174,617 | € 168,902 | € 154,939 | € 167,508 | ▲ 8% |
| Profit after taxes | € 10,906 | € 339 | € -22,605 | € -13,149 | ▲ € 9,456 |
| Equity | € 54,378 | € 54,717 | € 32,112 | € 18,963 | ▼ 41% |
| Total debts | € 211,802 | € 181,452 | € 160,632 | € 171,258 | ▲ 7% |
| Cash | € 88,272 | € 69,451 | € 54,102 | € 90,938 | ▲ 68% |
| Retained profit | € -7,622 | € -7,283 | € -29,888 | € -43,037 | ▼ € 13,149 |
| Bank debt | € 66,256 | € 47,978 | € 25,941 | € 5,344 | ▼ 79% |
| Balance sheet total | € 266,180 | € 236,169 | € 192,744 | € 190,221 | ▼ 1% |
Key figures of BCD ASSURANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BCD ASSURANCES?
What happened at BCD ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 13,149. Source: NBB ↗
- ITTS DATA EUROPE - SRL became a director. NBB
- Vincent DUCHENE stepped down as director. NBB
- Vincent DUCHENE became a director. NBB
- New establishment in Jemeppe-sur-Sambre. KBO
- Start of the company according to the CBE. KBO
In short
From € 10,906 profit in 2022 to € 13,149 loss in 2025.
Paid € 11,156 in corporate taxes since 2022.
Best year ever: 2022, with € 10,906 profit.
Management
Behind BCD ASSURANCES is ITTS DATA EUROPE - SRL.
Directors
According to the 2025 annual accounts
Director · represented by Vincent DUCHENE
since 2025
since 2022 · until 2025
Establishments
Establishment units
Physical locations of this company
Rue Alnoir 54
5190 Jemeppe-sur-Sambre
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0479.095.074
- VAT number
- BE 0479.095.074
- Registered office
- Rue Alnoir 54, 5190 Jemeppe-sur-Sambre
- Names & denominations
- BCD ASSURANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 20 December 2002
- Peppol
- Active · Active since 2 Nov 2024
- Activities · NACE
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