Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 25 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
MAXIMILIAN'S BAKERY from Tournai, company number BE0479084582, closed financial year 2025 with a result of € 168,452 after tax. For that financial year MAXIMILIAN'S BAKERY recorded a gross margin of € 2.4 million and equity of € 1.2 million. Compared with financial year 2024, the result moved from € 162,129 to € 168,452. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 17, 2026.
€ 1.2 million
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 168,452
▲ 4% vs 2024
Profit after tax over the fiscal year.
€ 104,223
▼ 8% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 100,000 paid out
59 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
45.9
▲ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.9 million
▲ 7% vs 2024
€ 40,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 110,441
▼ 32% vs 2024
Of which on lease € 51,353.
Debts at end 2025
€ 2 million
▼ 6% vs 2024
€ 271,047 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 165,811
▲ 54% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 216,915
▲ 12% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,779,584 | € 2,229,635 | € 2,338,418 | € 2,446,132 | ▲ 5% |
| Profit after taxes | € -44,572 | € 167,627 | € 162,129 | € 168,452 | ▲ 4% |
| Equity | € 847,659 | € 993,479 | € 1,134,923 | € 1,185,634 | ▲ 4% |
| Total debts | € 3,293,532 | € 2,774,030 | € 2,427,556 | € 2,557,767 | ▲ 5% |
| Cash | € 148,850 | € 131,120 | € 112,764 | € 104,223 | ▼ 8% |
| Land & buildings | € 3,176,089 | € 3,057,512 | € 2,930,122 | € 3,128,686 | ▲ 7% |
| Retained profit | € 374,034 | € 541,661 | € 703,791 | € 772,242 | ▲ 10% |
| Dividend | € 0 | € 0 | € 0 | € 100,000 | |
| Bank debt | € 2,587,516 | € 2,246,063 | € 2,077,460 | € 1,950,587 | ▼ 6% |
| Balance sheet total | € 4,141,191 | € 3,767,509 | € 3,562,479 | € 3,743,401 | ▲ 5% |
| Employees (FTE) | 45.1 | 43.6 | 45 | 45.9 | ▲ 0.9 |
Key figures of MAXIMILIAN'S BAKERY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MAXIMILIAN'S BAKERY?
What happened at MAXIMILIAN'S BAKERY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 168,452 (▲ 4% vs 2024). Source: NBB ↗
- JOY ANCIAUX became a director. NBB
- JEFFREY ANCIAUX became a director. NBB
- New establishment in Tournai. KBO
- New establishment in Tournai. KBO
- Start of the company according to the CBE. KBO
In short
From € 44,572 loss in 2022 to € 168,452 profit in 2025.
Paid € 179,002 in corporate taxes since 2022.
Best year ever: 2025, with € 168,452 profit.
On average € 53,300 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind MAXIMILIAN'S BAKERY are JOY ANCIAUX, JEFFREY ANCIAUX and ERIC ANCIAUX.
Directors
According to the 2025 annual accounts
JOY ANCIAUX
Director
since 2023
JEFFREY ANCIAUX
Director
since 2023
ERIC ANCIAUX
Director
Establishments
Establishment units
Physical locations of this company
Grand'Route(G-R) 265 box A
7530 Tournai
Rue Royale(TOU) 18
7500 Tournai
Active since 8 January 2003
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0479.084.582
- VAT number
- BE 0479.084.582
- Registered office
- Grand'Route(G-R) 265 bus A, 7530 Tournai
- Names & denominations
- MAXIMILIAN'S BAKERY
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 December 2002
- Peppol
- Active · Active since 10 Dec 2025
- Activities · NACE
Artisanale brood- en banketbakkerijen
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Detailhandel in brood-, banketbakkerswerk en suikerwerk