Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PHI - SOFT from Gent, company number BE0479066667, closed financial year 2025 with a result of € -126,707 after tax. For that financial year PHI - SOFT recorded a gross margin of € 61,854 and equity of € 1.4 million. Compared with financial year 2024, the result moved from € -73,135 to € -126,707. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 14, 2026.
€ 1.4 million
▼ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -126,707
▼ 73 % more loss than in 2024
Profit after tax over the fiscal year.
€ 9,095
▼ 75% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 368,325.
People and assets in 2025
€ 19,346
▼ 11% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 646,328
▼ 11% vs 2024
€ 83,031 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 16,632
▼ 57% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,728
▲ € 11,448 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 259,743 | € 46,675 | € 92,583 | € 61,854 | ▼ 33% |
| Profit after taxes | € 109,721 | € -126,567 | € -73,135 | € -126,707 | ▼ € 53,572 |
| Equity | € 1,793,469 | € 1,635,842 | € 1,513,632 | € 1,386,925 | ▼ 8% |
| Total debts | € 1,012,715 | € 1,469,873 | € 1,392,858 | € 1,331,181 | ▼ 4% |
| Cash | € 623,265 | € 32,441 | € 36,124 | € 9,095 | ▼ 75% |
| Land & buildings | € 1,477,376 | € 2,623,802 | € 2,677,752 | € 2,613,745 | ▼ 2% |
| Retained profit | € 774,869 | € 617,242 | € 495,032 | € 368,325 | ▼ 26% |
| Dividend | € 39,795 | € 31,060 | € 49,075 | € 0 | ▼ 100% |
| Bank debt | € 229,206 | € 784,345 | € 723,675 | € 646,328 | ▼ 11% |
| Balance sheet total | € 2,816,331 | € 3,115,469 | € 2,915,870 | € 2,727,111 | ▼ 6% |
Key figures of PHI - SOFT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PHI - SOFT?
What happened at PHI - SOFT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 126,707. Source: NBB ↗
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 109,721 profit in 2022 to € 126,707 loss in 2025.
Paid € 50,116 in corporate taxes since 2022.
Best year ever: 2022, with € 109,721 profit.
Paid out € 119,930 in dividends to the owners in total.
Management
Behind PHI - SOFT is Philippe Smet. Philippe Smet is also behind E.S.C., E.S.C.-IMMO, Dynavision and ALISTAR GROUP.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Hemelrijkstraat 6
9051 Gent
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0479.066.667
- VAT number
- BE 0479.066.667
- Registered office
- Hemelrijkstraat 6, 9051 Gent
- Names & denominations
- PHI - SOFT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 December 2002
- Peppol
- Active · Active since 15 Sept 2025
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