What does CLB-VERZEKERINGEN do?

CLB-VERZEKERINGEN is an insurance broker in Alken. Private Limited, started on 9 December 2002, 1 establishment.

What is the address of CLB-VERZEKERINGEN?

The registered office of CLB-VERZEKERINGEN is located at Industrieterrein Kolmen 1085, 3570 Alken.

Is CLB-VERZEKERINGEN still active?

Yes. According to the CBE (29 October 2026) CLB-VERZEKERINGEN is active, legal situation “Normale toestand”, started on 9 December 2002.

Is CLB-VERZEKERINGEN registered on Peppol?

Yes, CLB-VERZEKERINGEN is registered on the Peppol network with ID 0208:0478972538.

What is the enterprise number of CLB-VERZEKERINGEN?

The enterprise number of CLB-VERZEKERINGEN is BE0478972538.

When was CLB-VERZEKERINGEN founded?

CLB-VERZEKERINGEN was founded on 9 December 2002.

Who are the directors of CLB-VERZEKERINGEN?

According to the 2025 annual accounts, the directors of CLB-VERZEKERINGEN are: Christophe Karel Peters, BS & CO.

Is CLB-VERZEKERINGEN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 9 December 2002; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did CLB-VERZEKERINGEN make in 2025?

CLB-VERZEKERINGEN posted a profit after taxes of € 79,789 in financial year 2025.

What is the revenue of CLB-VERZEKERINGEN?

As a small company, CLB-VERZEKERINGEN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 1,524,405.

How much does an employee at CLB-VERZEKERINGEN earn?

The average wage cost per full-time employee at CLB-VERZEKERINGEN was € 75,400 in 2025: staff costs of € 1.1 million for 14.2 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does CLB-VERZEKERINGEN have?

According to the 2025 annual accounts, CLB-VERZEKERINGEN has 14.2 full-time equivalents (FTE).

CLB-VERZEKERINGEN (Private Limited) - Alken

Dossier CLB-VERZEKERINGEN, printed on 29 October 2026 from databakkes.be/en/0478972538/clb-verzekeringen. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Busy address KBO

11 other companies have their registered office at the same address; threshold 10.

Financials

Financial year 2025

CLB-VERZEKERINGEN from Alken, company number BE0478972538, closed financial year 2025 with a result of € 79,789 after tax. For that financial year CLB-VERZEKERINGEN recorded a gross margin of € 1.5 million and equity of € 413,309. Compared with financial year 2024, the result moved from € 136,306 to € 79,789. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 2, 2026.

What it is worth Growing

€ 413,309

▲ 24% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 79,789

▼ 41% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 267,448

▲ 119% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 294,709.

People and assets in 2025

Full-time equivalents

14.2

▲ 1.4 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 1.1 million

▲ 22% vs 2024

€ 75,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 154,330

▲ 48% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 384,317

▼ 25% vs 2024

€ 201,591 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 1,897

▼ 67% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 176,414

▲ 16% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 955,386 Gross margin 2022: € 955,386 First fiscal year in the series	€ 1,168,370 Gross margin 2023: € 1,168,370 ▲ 22% vs 2022 (€ 955,386) Favourable step	€ 1,399,247 Gross margin 2024: € 1,399,247 ▲ 20% vs 2023 (€ 1,168,370) Favourable step	€ 1,524,405 Gross margin 2025: € 1,524,405 ▲ 9% vs 2024 (€ 1,399,247) Favourable step	▲ 9%
Profit after taxes	€ -25,480 Profit after taxes 2022: € -25,480 First fiscal year in the series	€ 80,035 Profit after taxes 2023: € 80,035 ▲ € 105,515 vs 2022 (€ -25,480) Favourable step	€ 136,306 Profit after taxes 2024: € 136,306 ▲ 70% vs 2023 (€ 80,035) Favourable step	€ 79,789 Profit after taxes 2025: € 79,789 ▼ 41% vs 2024 (€ 136,306) Unfavourable step	▼ 41%
Equity	€ 117,179 Equity 2022: € 117,179 First fiscal year in the series	€ 197,214 Equity 2023: € 197,214 ▲ 68% vs 2022 (€ 117,179) Favourable step	€ 333,520 Equity 2024: € 333,520 ▲ 69% vs 2023 (€ 197,214) Favourable step	€ 413,309 Equity 2025: € 413,309 ▲ 24% vs 2024 (€ 333,520) Favourable step	▲ 24%
Total debts	€ 1,065,368 Total debts 2022: € 1,065,368 First fiscal year in the series	€ 912,747 Total debts 2023: € 912,747 ▼ 14% vs 2022 (€ 1,065,368) Favourable step	€ 809,784 Total debts 2024: € 809,784 ▼ 11% vs 2023 (€ 912,747) Favourable step	€ 644,112 Total debts 2025: € 644,112 ▼ 20% vs 2024 (€ 809,784) Favourable step	▼ 20%
Cash	€ 14,825 Cash 2022: € 14,825 First fiscal year in the series	€ 72,694 Cash 2023: € 72,694 ▲ € 57,869 vs 2022 (€ 14,825) Favourable step	€ 121,938 Cash 2024: € 121,938 ▲ 68% vs 2023 (€ 72,694) Favourable step	€ 267,448 Cash 2025: € 267,448 ▲ 119% vs 2024 (€ 121,938) Favourable step	▲ 119%
Retained profit	€ -1,421 Retained profit 2022: € -1,421 First fiscal year in the series	€ 78,614 Retained profit 2023: € 78,614 ▲ € 80,035 vs 2022 (€ -1,421) Favourable step	€ 214,920 Retained profit 2024: € 214,920 ▲ 173% vs 2023 (€ 78,614) Favourable step	€ 294,709 Retained profit 2025: € 294,709 ▲ 37% vs 2024 (€ 214,920) Favourable step	▲ 37%
Bank debt	€ 831,694 Bank debt 2022: € 831,694 First fiscal year in the series	€ 662,901 Bank debt 2023: € 662,901 ▼ 20% vs 2022 (€ 831,694) Favourable step	€ 515,032 Bank debt 2024: € 515,032 ▼ 22% vs 2023 (€ 662,901) Favourable step	€ 384,317 Bank debt 2025: € 384,317 ▼ 25% vs 2024 (€ 515,032) Favourable step	▼ 25%
Balance sheet total	€ 1,182,547 Balance sheet total 2022: € 1,182,547 First fiscal year in the series	€ 1,109,961 Balance sheet total 2023: € 1,109,961 ▼ 6% vs 2022 (€ 1,182,547) Unchanged	€ 1,143,305 Balance sheet total 2024: € 1,143,305 ▲ 3% vs 2023 (€ 1,109,961) Unchanged	€ 1,057,421 Balance sheet total 2025: € 1,057,421 ▼ 8% vs 2024 (€ 1,143,305) Unchanged	▼ 8%
Employees (FTE)	10.3 Employees (FTE) 2022: 10.3 First fiscal year in the series	11.7 Employees (FTE) 2023: 11.7 ▲ 1.4 vs 2022 (10.3) Unchanged	12.8 Employees (FTE) 2024: 12.8 ▲ 1.1 vs 2023 (11.7) Unchanged	14.2 Employees (FTE) 2025: 14.2 ▲ 1.4 vs 2024 (12.8) Unchanged	▲ 1.4

Key figures of CLB-VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to CLB-VERZEKERINGEN?

What happened at CLB-VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 2, 2026 New annual accounts for financial year 2025: profit of € 79,789 (▼ 41% vs 2024). Source: NBB ↗
2015 BS & CO became a director. NBB
Mar 6, 2003 New establishment in Alken. KBO
Dec 9, 2002 Start of the company according to the CBE. KBO
2002 Christophe Karel Peters became a director. NBB

In short

From € 25,480 loss in 2022 to € 79,789 profit in 2025.

Paid € 169,323 in corporate taxes since 2022.

Best year ever: 2024, with € 136,306 profit.

On average € 107,400 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

LOONBEHEER 67%

BS & Co 15%

The stake of LOONBEHEER, BS & Co comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

CLB-VERZEKERINGEN

Behind CLB-VERZEKERINGEN are Christophe Karel Peters and BS & CO. The shares are held by LOONBEHEER (67%) and BS & Co (15%).

Directors

According to the 2025 annual accounts

Christophe Karel Peters

Director

Also active at: CENTRUM VOOR LOONBEHEER, LOONBEHEER, C.M.W., PETERS CONSULTING EN MANAGEMENT

since 2002

BS & CO

Director · represented by Bart Schepers

since 2015

Shareholders

LOONBEHEER

67%

BS & Co

15%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Industrieterrein Kolmen 1085

3570 Alken

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 11 companies are registered at this address.

All companies at this address →

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+6 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0478.972.538

VAT number

BE 0478.972.538

Registered office

Industrieterrein Kolmen 1085, 3570 Alken

Names & denominations

CLB-VERZEKERINGEN

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

9 December 2002

Peppol

Active · Active since 23 Sept 2025

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

CLB-VERZEKERINGEN

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Financials

What happened to CLB-VERZEKERINGEN?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions