Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ZAKENKANTOOR HOLDERBEKE - BORLOO from Zottegem, company number BE0478938488, closed financial year 2025 with a result of € 488,407 after tax. For that financial year ZAKENKANTOOR HOLDERBEKE - BORLOO recorded a gross margin of € 853,736 and equity of € 119,372. Compared with financial year 2024, the result moved from € 285,866 to € 488,407. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 23, 2026.
€ 119,372
▲ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 488,407
▲ 71% vs 2024
Profit after tax over the fiscal year.
€ 14,563
▼ 87% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 480,000 paid out
98 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
4.6
▲ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 304,129
▲ 19% vs 2024
€ 66,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 5,650
▲ 100% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 4,621
▼ 83% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 34,733
▲ 24% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 484,311 | € 629,460 | € 588,277 | € 853,736 | ▲ 45% |
| Profit after taxes | € 266,270 | € 374,790 | € 285,866 | € 488,407 | ▲ 71% |
| Equity | € 90,309 | € 105,099 | € 110,965 | € 119,372 | ▲ 8% |
| Total debts | € 345,194 | € 424,682 | € 334,866 | € 520,473 | ▲ 55% |
| Cash | € 56,027 | € 66,882 | € 112,866 | € 14,563 | ▼ 87% |
| Retained profit | € 70,309 | € 85,099 | € 90,965 | € 99,372 | ▲ 9% |
| Dividend | € 250,000 | € 360,000 | € 280,000 | € 480,000 | ▲ 71% |
| Bank debt | € 61,811 | € 24,901 | € 0 | € 0 | |
| Balance sheet total | € 435,503 | € 529,781 | € 445,831 | € 639,845 | ▲ 44% |
| Employees (FTE) | 3 | 3.3 | 3.7 | 4.6 | ▲ 0.9 |
Key figures of ZAKENKANTOOR HOLDERBEKE - BORLOO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ZAKENKANTOOR HOLDERBEKE - BORLOO?
What happened at ZAKENKANTOOR HOLDERBEKE - BORLOO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 488,407 (▲ 71% vs 2024). filed late Source: NBB ↗
- Bofinance VOF became a director. NBB
- Holderbeke Invest VOF became a director. NBB
- New establishment in Zottegem. KBO
- Start of the company according to the CBE. KBO
In short
From € 266,270 profit in 2022 to € 488,407 profit in 2025.
Paid € 20,907 in corporate taxes since 2022.
Best year ever: 2025, with € 488,407 profit.
On average € 185,600 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ZAKENKANTOOR HOLDERBEKE - BORLOO are Bofinance VOF and Holderbeke Invest VOF.
Directors
According to the 2025 annual accounts
Director · represented by Borloo Stefaan
since 2013
Director · represented by Mario Holderbeke
since 2013
Establishments
Establishment units
Physical locations of this company
Parkstraat 25
9620 Zottegem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
AS-VULTR - The Constant Company, LLC, US
Website info
Features
Security
Network
Details
- Company number
- 0478.938.488
- VAT number
- BE 0478.938.488
- Registered office
- Parkstraat 25, 9620 Zottegem
- Names & denominations
- ZAKENKANTOOR HOLDERBEKE - BORLOO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 December 2002
- Peppol
- Active · Active since 22 Jan 2026
- Activities · NACE
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