Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 24 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
Het Vermogensatelier from Heist-op-den-Berg, company number BE0478839510, closed financial year 2026 with a result of € 411,997 after tax. For that financial year Het Vermogensatelier recorded a gross margin of € 756,678 and equity of € 219,894. Compared with financial year 2025, the result moved from € 419,359 to € 411,997. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 16, 2026.
€ 219,894
▲ 6% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 411,997
▼ 2% vs 2025
Profit after tax over the fiscal year.
€ 409,344
▼ 48% vs 2025
Cash and bank balances on the last day of the fiscal year.
€ 400,000 paid out
97 % of the profit went to the shareholders, mostly to WACHI (99 % of the shares). That is where the money ends up.
People and assets in 2026
€ 18,125
▲ 28% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 386,043
▼ 58% vs 2025
€ 243,084 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 1,894
▼ 31% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 20,027
▼ 53% vs 2025
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 734,503 | € 492,522 | € 749,325 | € 756,678 | ▲ 1% |
| Profit after taxes | € 422,076 | € 209,678 | € 419,359 | € 411,997 | ▼ 2% |
| Equity | € 231,386 | € 188,538 | € 207,898 | € 219,894 | ▲ 6% |
| Total debts | € 1,948,585 | € 2,165,933 | € 2,023,035 | € 1,815,632 | ▼ 10% |
| Cash | € 329,011 | € 657,606 | € 788,726 | € 409,344 | ▼ 48% |
| Land & buildings | € 61,972 | € 46,479 | € 30,986 | € 15,493 | ▼ 50% |
| Retained profit | € 218,986 | € 176,138 | € 195,498 | € 207,494 | ▲ 6% |
| Dividend | € 252,525 | € 252,525 | € 400,000 | € 400,000 | |
| Bank debt | € 1,909,575 | € 1,513,876 | € 925,948 | € 386,043 | ▼ 58% |
| Balance sheet total | € 2,179,971 | € 2,354,471 | € 2,230,933 | € 2,035,527 | ▼ 9% |
Key figures of Het Vermogensatelier, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to Het Vermogensatelier?
What happened at Het Vermogensatelier in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 411,997 (▼ 2% vs 2025). Source: NBB ↗
- Wachi BV became a director. NBB
- New establishment in Heist-op-den-Berg. KBO
- Start of the company according to the CBE. KBO
In short
From € 422,076 profit in 2023 to € 411,997 profit in 2026.
Paid € 437,894 in corporate taxes since 2023.
Best year ever: 2023, with € 422,076 profit.
Paid out € 1.3 million in dividends to the owners in total.
A new publication or filing at Het Vermogensatelier? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of WACHI comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Het VermogensatelierBehind Het Vermogensatelier is Wachi BV. The shares are held by WACHI (99%).
Directors
According to the 2026 annual accounts
since 2012
Shareholders
99%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Slagvelden 12
2220 Heist-op-den-Berg
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →IMMO HALLAAR
€ 118,952 gross margin · 2025
IMMO LOOVAN same network
€ 57,519 gross margin · 2025
WCH
CEUVALOO
WACHI same network
€ 132,182 gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0478.839.510
- VAT number
- BE 0478.839.510
- Registered office
- Slagvelden 12, 2220 Heist-op-den-Berg
- Names & denominations
- Het Vermogensatelier
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 November 2002
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars