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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
NL&D from Steenokkerzeel, company number BE0478146850, closed financial year 2025 with a result of € 32,214 after tax. For that financial year NL&D recorded a gross margin of € 113,884 and equity of € 648,434. Compared with financial year 2024, the result moved from € 66,044 to € 32,214. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 16, 2026.
€ 648,434
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 32,214
▼ 51% vs 2024
Profit after tax over the fiscal year.
€ 66,083
▼ 54% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1,666 paid out
5 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 3,361
▼ 74% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 546,339
▼ 9% vs 2024
€ 59,507 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 7,994
▼ 84% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 47,223
▲ 57% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 128,482 | € 145,989 | € 154,838 | € 113,884 | ▼ 26% |
| Profit after taxes | € 19,366 | € 51,187 | € 66,044 | € 32,214 | ▼ 51% |
| Equity | € 588,739 | € 638,325 | € 617,885 | € 648,434 | ▲ 5% |
| Total debts | € 836,107 | € 733,159 | € 682,605 | € 611,940 | ▼ 10% |
| Cash | € 205,781 | € 162,480 | € 143,926 | € 66,083 | ▼ 54% |
| Land & buildings | € 815,973 | € 782,668 | € 749,364 | € 716,059 | ▼ 4% |
| Retained profit | € 582,539 | € 632,125 | € 611,685 | € 642,234 | ▲ 5% |
| Dividend | € 21,226 | € 1,600 | € 86,484 | € 1,666 | ▼ 98% |
| Bank debt | € 795,135 | € 691,919 | € 600,055 | € 546,339 | ▼ 9% |
| Balance sheet total | € 1,424,846 | € 1,371,484 | € 1,300,490 | € 1,260,374 | ▼ 3% |
Key figures of NL&D, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to NL&D?
What happened at NL&D in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 32,214 (▼ 51% vs 2024). Source: NBB ↗
- New establishment in Steenokkerzeel. KBO
- Anne Claesswinnen became a director. NBB
- Start of the company according to the CBE. KBO
- Bart Debacker became a director. NBB
In short
From € 19,366 profit in 2022 to € 32,214 profit in 2025.
Paid € 83,773 in corporate taxes since 2022.
Best year ever: 2024, with € 66,044 profit.
Paid out € 110,976 in dividends to the owners in total.
Management
Behind NL&D are Bart Debacker and Anne Claesswinnen. It owns 66.7% of Efdicor BV itself.
Directors
According to the 2025 annual accounts
since 2002
since 2005
Establishments
Establishment units
Physical locations of this company
Damlaan 13
1820 Steenokkerzeel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0478.146.850
- VAT number
- BE 0478.146.850
- Registered office
- Damlaan 13, 1820 Steenokkerzeel
- Names & denominations
- NL&D
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 August 2002
- Peppol
- Not registered
- Activities · NACE
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