Active · per the CBE, 29 October 2026

TERRIER & KEPPERS

BE0477770926

Rechtspersoon Public limited company 1 establishment

TERRIER & KEPPERS is an insurance broker in Mouscron. Public Limited, started on 19 June 2002, 1 establishment.

Doornikstraat 17, 7700 Mouscron

Active for

24 year, 4 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Not on Peppol Peppol

    Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

TERRIER & KEPPERS from Mouscron, company number BE0477770926, closed financial year 2025 with a result of € 71,366 after tax. For that financial year TERRIER & KEPPERS recorded a gross margin of € 321,533 and equity of € 152,342. Compared with financial year 2024, the result moved from € 67,619 to € 71,366. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 17, 2026.

What it is worth Growing

€ 152,342

▲ 31% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 71,366

▲ 6% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 165,496

▲ 72% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 35,000 paid out

49 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents

3.1

▲ 1.7 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 168,813

▲ 112% vs 2024

€ 54,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 7,417

▲ 147% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 6 years to go

€ 262,673

▲ € 205,439 vs 2024

€ 47,537 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 89,832

▲ € 88,074 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 30,721

▲ € 24,244 vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 199,154 € 227,001 € 188,512 € 321,533 ▲ 71%
Profit after taxes € 71,016 € 76,346 € 67,619 € 71,366 ▲ 6%
Equity € 162,011 € 188,357 € 115,976 € 152,342 ▲ 31%
Total debts € 176,622 € 143,811 € 106,124 € 423,749 ▲ 299%
Cash € 59,316 € 80,271 € 95,953 € 165,496 ▲ 72%
Land & buildings € 34,280 € 13,895 € 8,470 € 8,470
Retained profit € 100,511 € 126,857 € 54,476 € 90,842 ▲ 67%
Dividend € 60,000 € 50,000 € 140,000 € 35,000 ▼ 75%
Bank debt € 94,997 € 73,936 € 57,234 € 262,673 ▲ € 205,439
Balance sheet total € 338,633 € 332,168 € 222,100 € 576,091 ▲ 159%
Employees (FTE) 1.9 2 1.4 3.1 ▲ 1.7

Key figures of TERRIER & KEPPERS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to TERRIER & KEPPERS?

What happened at TERRIER & KEPPERS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 71,366 (▲ 6% vs 2024). filed late Source: NBB ↗
  • WAPI ASSURANCES stepped down as director. NBB
  • JACQUES KEPPERS stepped down as director. NBB
  • WAPI ASSURANCES became a director. NBB
  • JACQUES KEPPERS became a director. NBB
  • Start of the company according to the CBE. KBO
  • New establishment in Mouscron. KBO

In short

From € 71,016 profit in 2022 to € 71,366 profit in 2025.

Paid € 43,991 in corporate taxes since 2022.

Best year ever: 2023, with € 76,346 profit.

On average € 103,700 of value added per employee in 2025.

Management

TERRIER & KEPPERS

The shares are held by WAPI ASSURANCES.

Directors

According to the 2025 annual accounts

WAPI ASSURANCES

Managing director · represented by PATRICE TERRIER

since 2018 · until 2024

JACQUES KEPPERS

Director

since 2018 · until 2024

Shareholders

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Doornikstraat 17

7700 Mouscron

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0477.770.926
VAT number
BE 0477.770.926
Registered office
Doornikstraat 17, 7700 Mouscron
Names & denominations
TERRIER & KEPPERS
Enterprise type
Rechtspersoon
Legal form
Public limited company
Legal situation
Normale toestand
Start date
19 June 2002
Peppol
Not registered
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Frequently asked questions

What does TERRIER & KEPPERS do?
TERRIER & KEPPERS is an insurance broker in Mouscron. Public Limited, started on 19 June 2002, 1 establishment.
What is the address of TERRIER & KEPPERS?
The registered office of TERRIER & KEPPERS is located at Doornikstraat 17, 7700 Mouscron.
Is TERRIER & KEPPERS still active?
Yes. According to the CBE (29 October 2026) TERRIER & KEPPERS is active, legal situation “Normale toestand”, started on 19 June 2002.
Is TERRIER & KEPPERS registered on Peppol?
No, TERRIER & KEPPERS is currently not registered on the Peppol network.
What is the enterprise number of TERRIER & KEPPERS?
The enterprise number of TERRIER & KEPPERS is BE0477770926.
When was TERRIER & KEPPERS founded?
TERRIER & KEPPERS was founded on 19 June 2002.