Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 61 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VAN DER CRUYS JO from Ternat, company number BE0477635819, closed financial year 2025 with a result of € -17,912 after tax. For that financial year VAN DER CRUYS JO recorded a gross margin of € -774 and equity of € 50,490. Compared with financial year 2024, the result moved from € -7,068 to € -17,912. The company made a loss. The buffer shrank hard: equity is 76 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 25, 2025.
€ 50,490
▼ 76% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -17,912
▼ 153 % more loss than in 2024
Profit after tax over the fiscal year.
€ 68,284
▼ 18% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 31,890.
People and assets in 2025
€ 1,519
▼ 65% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 91
▼ 92% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,575
▼ 60% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -15,697 | € -10,777 | € 1,848 | € -774 | ▼ € 2,622 |
| Profit after taxes | € -26,697 | € -17,935 | € -7,068 | € -17,912 | ▼ € 10,844 |
| Equity | € 238,460 | € 220,525 | € 213,457 | € 50,490 | ▼ 76% |
| Total debts | € 276,395 | € 280,331 | € 282,699 | € 433,979 | ▲ 54% |
| Cash | € 136,126 | € 89,427 | € 82,814 | € 68,284 | ▼ 18% |
| Land & buildings | € 252,377 | € 261,057 | € 251,319 | € 241,152 | ▼ 4% |
| Retained profit | € 219,860 | € 201,925 | € 194,857 | € 31,890 | ▼ 84% |
| Dividend | € 0 | € 0 | € 0 | € 145,055 | |
| Balance sheet total | € 549,024 | € 533,424 | € 527,122 | € 513,833 | ▼ 3% |
Key figures of VAN DER CRUYS JO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to VAN DER CRUYS JO?
What happened at VAN DER CRUYS JO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 17,912. Source: NBB ↗
- New establishment in Ternat. KBO
- Start of the company according to the CBE. KBO
In short
From € 26,697 loss in 2022 to € 17,912 loss in 2025.
Paid out € 145,055 in dividends to the owners in total.
Management
Behind VAN DER CRUYS JO is Jo Van der Cruys.
Directors
According to the 2025 annual accounts
Jo Van der Cruys
Manager
Establishments
Establishment units
Physical locations of this company
Assesteenweg 240
1740 Ternat
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0477.635.819
- VAT number
- BE 0477.635.819
- Registered office
- Assesteenweg 240, 1740 Ternat
- Names & denominations
- VAN DER CRUYS JO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 May 2002
- Peppol
- Active · Active since 8 Oct 2025
- Activities · NACE
Cafés en bars
Cafés