Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 61 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ASSUR KLAVERHOEK from Gent, company number BE0477239901, closed financial year 2025 with a result of € -720 after tax. For that financial year ASSUR KLAVERHOEK recorded a gross margin of € 6,454 and equity of € 410,308. Compared with financial year 2024, the result moved from € -3,136 to € -720. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.
€ 410,308
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -720
▲ 77 % less loss than in 2024
Profit after tax over the fiscal year.
€ 2,329
▲ € 1,995 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -8,292.
Debts at end 2025
€ 32,991
Loans from banks and other lenders, long and short.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 4,643 | € 4,097 | € 3,214 | € 6,454 | ▲ 101% |
| Profit after taxes | € -7,026 | € -3,575 | € -3,136 | € -720 | ▲ € 2,415 |
| Equity | € 417,739 | € 414,164 | € 411,029 | € 410,308 | |
| Total debts | € 87,230 | € 85,262 | € 89,120 | € 85,999 | ▼ 4% |
| Cash | € 393 | € 58 | € 334 | € 2,329 | ▲ € 1,995 |
| Land & buildings | € 79,576 | € 74,369 | € 69,161 | € 63,953 | ▼ 8% |
| Retained profit | € -861 | € -4,436 | € -7,571 | € -8,292 | ▼ € 720 |
| Bank debt | € 32,991 | € 32,991 | € 32,991 | € 32,991 | |
| Balance sheet total | € 504,969 | € 499,426 | € 500,148 | € 496,307 | ▼ 1% |
Key figures of ASSUR KLAVERHOEK, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ASSUR KLAVERHOEK?
What happened at ASSUR KLAVERHOEK in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 720. Source: NBB ↗
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
- Eddy De Clercq became a director. NBB
- Marijke Willaert became a director. NBB
In short
From € 7,026 loss in 2022 to € 720 loss in 2025.
Management
Behind ASSUR KLAVERHOEK are Eddy De Clercq and Marijke Willaert. The same people are also behind DIENSTENKANTOOR WONEMAR.
Directors
According to the 2025 annual accounts
since 2002
since 2002
Establishments
Establishment units
Physical locations of this company
Klaverstraat 1
9000 Gent
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
LEVEL27-AS * Please direct all complaints to [email protected] *, BE
Website info
Features
Security
Network
Details
- Company number
- 0477.239.901
- VAT number
- BE 0477.239.901
- Registered office
- Klaverstraat 1, 9000 Gent
- Names & denominations
- ASSUR KLAVERHOEK
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 April 2002
- Peppol
- Active · Active since 12 Dec 2024
- Contact
- wonemar.be