Active · per the CBE, 30 October 2026
VERBRUGGEN & CLEMENT logo

VERBRUGGEN & CLEMENT

BE0476877833

Rechtspersoon Private limited company 1 establishment

VERBRUGGEN & CLEMENT is an insurance broker in Boom. Private Limited, started on 12 February 2002, 1 establishment.

Grote Markt 21, 2850 Boom verbruggenenclement.be

Behind the company: Maxime Clement, Dirk Clement, Jili Invest BV.

Active for

24 year, 8 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Not on Peppol Peppol

    Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

VERBRUGGEN & CLEMENT from Boom, company number BE0476877833, closed financial year 2025 with a result of € 12,232 after tax. For that financial year VERBRUGGEN & CLEMENT recorded a gross margin of € 261,451 and equity of € 44,328. Compared with financial year 2024, the result moved from € 11,700 to € 12,232. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 1, 2026.

What it is worth Growing

€ 44,328

▲ 2% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 12,232

▲ 5% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 21,318

▲ 179% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 11,451 paid out

94 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Wage cost

€ 40,930

▼ 43% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 510

▼ 51% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 4 years to go

€ 401,726

▼ 21% vs 2024

€ 107,454 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 289

▼ 98% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 4,786

▼ 65% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 245,225 € 246,193 € 237,315 € 261,451 ▲ 10%
Profit after taxes € 33,562 € 32,963 € 11,700 € 12,232 ▲ 5%
Equity € 43,506 € 76,470 € 43,547 € 44,328 ▲ 2%
Total debts € 719,548 € 582,340 € 536,904 € 408,792 ▼ 24%
Cash € 7,002 € 10,750 € 7,634 € 21,318 ▲ 179%
Land & buildings € 210,594 € 190,508 € 171,084 € 161,194 ▼ 6%
Retained profit € 5,506 € 38,470 € 43,547 € 44,328 ▲ 2%
Dividend € 0 € 0 € 6,622 € 11,451 ▲ 73%
Bank debt € 687,287 € 564,542 € 506,824 € 401,726 ▼ 21%
Balance sheet total € 763,055 € 658,809 € 580,451 € 453,120 ▼ 22%

Key figures of VERBRUGGEN & CLEMENT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.

What happened to VERBRUGGEN & CLEMENT?

What happened at VERBRUGGEN & CLEMENT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 12,232 (▲ 5% vs 2024). Source: NBB ↗
  • Jili Invest BV became a director. NBB
  • Maxime Clement became a director. NBB
  • New establishment in Boom. KBO
  • Start of the company according to the CBE. KBO

In short

From € 33,562 profit in 2022 to € 12,232 profit in 2025.

Paid € 46,075 in corporate taxes since 2022.

Best year ever: 2022, with € 33,562 profit.

Paid out € 18,074 in dividends to the owners in total.

Management

The stake of JILI INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

VERBRUGGEN & CLEMENT

Behind VERBRUGGEN & CLEMENT are Maxime Clement, Dirk Clement and Jili Invest BV. The shares are held by JILI INVEST (33.4%).

Directors

According to the 2025 annual accounts

Maxime Clement

Director

since 2019

Dirk Clement

Director

Also active at: VASTGOED CLEMENT

Jili Invest BV

Director · represented by Bjorn Cauwenbergh

since 2023

Shareholders

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Grote Markt 21

2850 Boom

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

Technologies

ASP.NETCloudflare CDNJSDiviGoogle FontsNginxPHPSwiperWP RocketWooCommerceWordPressWordfenceYoast SEOjQuerylazysizesreCAPTCHA

Certifications & Partners

FSMA

Hosting & Email

Email provider

one.com Mail

Hosting

COMBELL-AS, BE

Domain

Domain

verbruggenenclement.be

Registered

2014-06-22

Website info

HTTPS Ja
Languages NL
Copyright 2021

Features

Webshop

Security

✓ HTTPS
✗ SPF
✗ DMARC

Network

✓ IPv6

Details

Company number
0476.877.833
VAT number
BE 0476.877.833
Registered office
Grote Markt 21, 2850 Boom
Names & denominations
VERBRUGGEN & CLEMENT
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
12 February 2002
Peppol
Not registered
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Frequently asked questions

What does VERBRUGGEN & CLEMENT do?
VERBRUGGEN & CLEMENT is an insurance broker in Boom. Private Limited, started on 12 February 2002, 1 establishment.
What is the address of VERBRUGGEN & CLEMENT?
The registered office of VERBRUGGEN & CLEMENT is located at Grote Markt 21, 2850 Boom.
Is VERBRUGGEN & CLEMENT still active?
Yes. According to the CBE (30 October 2026) VERBRUGGEN & CLEMENT is active, legal situation “Normale toestand”, started on 12 February 2002.
Is VERBRUGGEN & CLEMENT registered on Peppol?
No, VERBRUGGEN & CLEMENT is currently not registered on the Peppol network.
What is the enterprise number of VERBRUGGEN & CLEMENT?
The enterprise number of VERBRUGGEN & CLEMENT is BE0476877833.
When was VERBRUGGEN & CLEMENT founded?
VERBRUGGEN & CLEMENT was founded on 12 February 2002.