Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
J & C SPENTEK from Beveren-Kruibeke-Zwijndrecht, company number BE0476804389, closed financial year 2025 with a result of € -136,540 after tax. For that financial year J & C SPENTEK recorded a gross margin of € 603,772 and equity of € 8.6 million. Compared with financial year 2024, the result moved from € -219,478 to € -136,540. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 8.6 million
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -136,540
▲ 38 % less loss than in 2024
Profit after tax over the fiscal year.
€ 1 million
▼ 78% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 8.6 million.
People and assets in 2025
1.1
▼ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 96,582
▼ 5% vs 2024
€ 87,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4,299
▼ 36% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 13.5 million
▲ 121% vs 2024
€ 611,419 is repaid this year. At this pace the long-term loan is gone in ≈ 22 years.
€ 93,031
▼ 87% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,718
▼ 36% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,688,780 | € 805,171 | € 519,366 | € 603,772 | ▲ 16% |
| Profit after taxes | € 697,448 | € 23,520 | € -219,478 | € -136,540 | ▲ € 82,938 |
| Equity | € 9,031,233 | € 9,044,810 | € 8,815,390 | € 8,648,470 | ▼ 2% |
| Total debts | € 6,631,621 | € 7,255,330 | € 6,960,439 | € 13,784,279 | ▲ 98% |
| Cash | € 8,454,038 | € 4,293,656 | € 4,757,414 | € 1,039,633 | ▼ 78% |
| Land & buildings | € 6,816,751 | € 9,501,857 | € 9,966,677 | € 18,671,461 | ▲ 87% |
| Retained profit | € 8,969,233 | € 8,982,810 | € 8,753,390 | € 8,586,470 | ▼ 2% |
| Bank debt | € 6,458,787 | € 7,045,632 | € 6,121,516 | € 13,528,858 | ▲ 121% |
| Balance sheet total | € 17,360,893 | € 17,950,135 | € 17,321,257 | € 23,940,047 | ▲ 38% |
| Employees (FTE) | 1 | 1.8 | 2 | 1.1 | ▼ 0.9 |
Key figures of J & C SPENTEK, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J & C SPENTEK?
What happened at J & C SPENTEK in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 136,540. filed late Source: NBB ↗
- New establishment in Beveren-Kruibeke-Zwijndrecht. KBO
- Start of the company according to the CBE. KBO
In short
From € 697,448 profit in 2022 to € 136,540 loss in 2025.
Paid € 409,314 in corporate taxes since 2022.
Best year ever: 2022, with € 697,448 profit.
On average € 548,900 of value added per employee in 2025.
Management
Behind J & C SPENTEK are Cengiz Tekin and Jackie Spens. The same people are also behind SEDAM, Beltur, DE KOUTER, SPENTEK COMPANY and ZUID-HOBOKEN.
Directors
According to the 2025 annual accounts
Cengiz Tekin
Managing director
Also active at: SEDAM, Beltur, DE KOUTER, SPENTEK COMPANY, ZUID-HOBOKEN, Repair Freaks, IMMO DE WAEL, CENTRUM HOBOKEN +3 more
Jackie Spens
Managing director
Also active at: SEDAM, Beltur, DE KOUTER, SPENTEK COMPANY, ZUID-HOBOKEN, Repair Freaks, IMMO DE WAEL, CENTRUM HOBOKEN +3 more
Establishments
Establishment units
Physical locations of this company
Gelaagstraat 53A
9150 Beveren-Kruibeke-Zwijndrecht
Gelaagstraat 53 box A
9150 Beveren-Kruibeke-Zwijndrecht
Active since 2 April 2002
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →SPENTEK COMPANY same network
€ 124,505 gross margin · 2025
CNGZ
Repair Freaks same network
€ 46,874 gross margin · 2025
IMMO DE WAEL same network
€ -3,562 gross margin · 2025
CENTRUM HOBOKEN same network
€ 516,418 gross margin · 2025
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0476.804.389
- VAT number
- BE 0476.804.389
- Registered office
- Gelaagstraat 53A, 9150 Beveren-Kruibeke-Zwijndrecht
- Names & denominations
- J & C SPENTEK
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 February 2002
- Peppol
- Active · Active since 2 Dec 2025
- Activities · NACE
Activiteiten van holdings
Ontwikkeling van residentiële bouwprojecten
Managementactiviteiten van holdings
Holdings
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Verhuur van woningen, exclusief sociale woningen